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问答题
术语翻译：Insurance Policy（）
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听力原文：M: Could you tell me what specific document you will provide?W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.Q: What document the woman did not mention?(14)A．Bills of lading.B．Consular invoice.C．Insurance policy.D．Certificate of origin.
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Unless otherwise stated in the letter of credit, banks will not accept ______ presented by the beneficiary.A．open coverB．cover noteC．insurance certificateD．insurance policy
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No jettison of cargo shall be made fair as ______ unless such cargo is carried in accordance with the recognized custom of the trade．A.General averageB.Charter PartyC.Bill of LadingD.Policy of Cargo Insurance
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Where the contract is to insure the subject-matter at and from，or from one place to another or others，the policy is called a ______.A.contract policyB.insurance policyC.time policyD.voyage policy
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Charterers to reimburse the extra hull premium to __________ on receipt of supporting vouchers，or copy of Insurance Policy，if required by Charterers.A.ownersB.cargo ownersC.shippersD.the merchant
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Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.
考题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.A.the premium paid by the person previously
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above
考题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The word "policy" in the 2nd paragraph most probably means ___________.A.a risk between individual and insurance company
B.a shared loss
C.an agreement between an individual and an underwriter.
D.a rule made by the individual
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Who would be most likely to attend the conference?A. An employee from the Royal Embassy Hotel
B. A computer programmer from CVD Inc.
C. A new member of an IT department
D. An insurance policy administrator
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填空题What should you take into consideration when choosing a life insurance policy?Both your needs and the ____.
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单选题The ship owner’s liability for cargo damage is covered under what marine insurance policy?（）A
HullB
CargoC
Protection and IndemnityD
Pollution
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单选题Damage to another vessel’s cargo，caused by a collision，is covered under which marine insurance policy?（）.A
HullB
FireC
Protection and IndemnityD
None of the above
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问答题翻译：any war risk insurance on the ship to be for owner’s account。
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