我是北京理工大学的，想报考国际注册内部审计师，...

听力原文：M: Good morning! This is a demand draft for one thousand American dollars. May I have it discounted here?

W: Sorry, immediate encashment of a foreign bill is not allowed. You may entrust it to us for collection. But it takes time.

Q: What should the man do if he wants to get the payment of the draft?

(18)

A．He has to show the clerk his passport.

B．He has to entrust the draft for collection to the bank.

C．He has to fill in some forms.

D．He has to endorse the draft.

Before making a loan, potential lenders determine the borrower's ability to meet ______.

A．scheduled payment

B．his creditor

C．the government's requirements

D．financial information

Securitization is an unsafe and unsound banking practice.

A．Right

B．Wrong

C．Doesn't say

短文理解

听力原文： The banking system of China evolved from a mono-banking system between the 1940s and the early 1970s. Not until 1978 did China's banking system make a drastic shift in its banking philosophy and structure. The shift is not only a necessity for the country's development, but also acts as a gesture showing the "openness" of the country to the outside world.

Today, after nearly forty years of rapid development, China is moving towards a modem and market-oriented banking structure although there is still much to be improved to meet the needs of the country's development.

In the mid 1990s, banks in China began to focus their attention on capital adequacy requirements, non-performing and bad loans, profitability and also the industry's overall expansion strategy. Reforms of monetary and financial system in China are speeding up in the 90s. Existing specialized banks gradually have become commercial banks.

21. What kind of banking system did China have before the 1980s?

22.Up to now, how long has China experienced rapid development?

23.What are the banks in China focusing their attention on?

(21)

A．The same system as in the western countries.

B．A mono-banking system.

C．A modern banking system.

D．A commercial banking system.