国际内审师一年考几次

A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.

Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .

(41)

A．evidence

B．fact

C．proof

D．prove

听力原文：From the lender's viewpoint, moral hazard is the risk in financial markets that some borrowers may engage in activities that are undesirable or immoral.

(3)

A．Some borrowers are engaged in undesirable activities which are considered immoral.

B．Some lenders are engaged in undesirable activities which are considered immoral.

C．Most borrowers don't engage in activities that are undesirable or immoral.

D．Most lenders don't engage in activities that are undesirable or immoral.

听力原文：If a U.S. company wants to purchase goods in Britain and the transaction is settled in sterling pounds, it has to exchange dollars for pounds first.

(9)

A．The U.S. company has to exchange dollars for pounds to make settlement for the goods imported from U.K.

B．The U.S. company must exchange some pounds for dollars before the transaction is made.

C．The U.S. company may directly purchase goods in Britain in sterling pounds.

D．The U.S. company must exchange dollars for euros first.