CIA考试地区有哪些？

听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.

24. What is a CD?

25.Which of the followings generally issue CDs?

26.How long does a specific maturity usually last?

27.Why do CDs pay higher return to investors than T-bills?

(24)

A．A term deposit that can be drawn at any time.

B．A time deposit with a bank.

C．A current deposit.

D．A cheek account.

Under a standby letter of credit, ______.

A．evidences of the underlying transaction should be filed first

B．the applicant may be exempted from any liabilities

C．the issuing bank has to pay the beneficiary

D．the issuing bank should pay when the applicant fails to fulfill his obligations

听力原文：W: How do you pay for your purchases with a credit card?

M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

Q: Where should the man sign when he pays for his goods with a credit card?

(20)

A．On his card.

B．On the goods.

C．On a sales slip.

D．On the invoice.

______ have the option to exercise the option.

A．Only option sellers

B．Only option buyers

C．Both the option sellers and buyers

D．Only the exchanges