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Securitization is an unsafe and unsound banking practice.
A.Right
B.Wrong
C.Doesn't say
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– Excuse me. Could you tell me the best way to the China Bank from here? –()
(A)No, I can’t say that.(B) You can’t miss it.(C) Sorry, I’m new around here, too.(D) Please don’t say so.
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I don ’t like to say “no” to him, but, ______, I cannot say “yes”.
A. on the other handB. in shortC. honestlyD. in case
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-Good night and thank you again.-( ).
A. You can't say thatB. No, no. It's what I can doC. How can you say thatD. Good night
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Danny didn't say anything about the matter to Mrs. Green because______.A. she had known itB. the other boys told herC. he didn't want to be in troubleD. his mother didn't want him to say it
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The banks will be punished by the Reserve Bank if they refuse to cooperate.A.RightB.WrongC.Doesn't say
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Mobile banking functions nearly _______ telephone banking.
A. the same asB. as same asC. as the same
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What is called correspondent banking?A.The bank which provides additional banking services.B.The provision of banking services to other banks.C.The particular ancillary services provided to foreign countries.D.The bank issuing credit cards.
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听力原文:Although it is a normal part of banking, excessive interest rate risk can pose a significant threat to a bank's earnings and capital base.(4)A.Interest rate risk is a normal part of banking operations.B.Interest rate risk is a terrible threat to banking operations.C.A bank's earnings and capital base is a normal part of banking.D.A bank's earnings and capital base can pose a significant threat to banking.
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Adam: Mmm….. This is the best pudding I've ever had!Celia:________ I know you'd like it.A、Didn't't I tell you?B、Did I say it right?C、Is what I said right?D、What did I say?
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I don't ever say such words in public; that would be __________my dignity.
A.beneath
B.under
C.beyond
D.above
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资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is included in the commercial banking system of the USA?( )A.The Fed banks, the State banking and group banking.
B.The Fed banking, the state banking and group banking.
C.Unit banking, group banking and branch banking.
D.Specialized banks, group banking and unit banking.
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Sorry to have kept you waiting for so long.()ANot at allBDon 't say soCI don't think soDIt doesn't matter
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Sorry to have kept you waiting for so long.()A、Not at allB、Don 't say soC、I don't think soD、It doesn't matter
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单选题Sorry to have kept you waiting for so long.()A
Not at allB
Don 't say soC
I don't think soD
It doesn't matter
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