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By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday resorts among the Mediterranean, hotels charge a fortune. Yet for (2)____ to 50 per cent less you can often get tons more space and your own private pad with the opportunity to cook up a storm and save cash on (3) exp____ hotel meals.You have to be careful, though. There have been horror stories (4) ov____ the years of people booking villas direct with owners, only to lose everything to phony companies or con artists.If you do choose to go direct, I would recommend (5)____(book) with one of the big listing sites on the Internet (6)____ as Holiday-rentals. co.uk. They have details on more than 122,000 properties worldwide, link you directly with the owner, and have been in business for more than ten years. But, if the worst did happen and your villa or owner didn’t (7) ex____, their guarantee will cover you for up to ￡3,300. We got Holiday! Kentals to give us the prices for private rentals in a host of (8) fav____ Mediterranean destinations. We then (9)____(comparison)them with traditional hotel holiday rates for two adults and two children for next summer on the Expedia website. Both the hotel and villa rentals are based on a week’s holiday for two adults and two children aged 6 and 13 in the (10) p____ season, for the week of August 15 to 22, and the hotel prices are based on the family sharing one room or suite.Here’s how we got on…
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更多 “问答题By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday resorts among the Mediterranean, hotels charge a fortune. Yet for (2)____ to 50 per cent less you can often get tons more space and your own private pad with the opportunity to cook up a storm and save cash on (3) exp____ hotel meals.You have to be careful, though. There have been horror stories (4) ov____ the years of people booking villas direct with owners, only to lose everything to phony companies or con artists.If you do choose to go direct, I would recommend (5)____(book) with one of the big listing sites on the Internet (6)____ as Holiday-rentals. co.uk. They have details on more than 122,000 properties worldwide, link you directly with the owner, and have been in business for more than ten years. But, if the worst did happen and your villa or owner didn’t (7) ex____, their guarantee will cover you for up to ￡3,300. We got Holiday! Kentals to give us the prices for private rentals in a host of (8) fav____ Mediterranean destinations. We then (9)____(comparison)them with traditional hotel holiday rates for two adults and two children for next summer on the Expedia website. Both the hotel and villa rentals are based on a week’s holiday for two adults and two children aged 6 and 13 in the (10) p____ season, for the week of August 15 to 22, and the hotel prices are based on the family sharing one room or suite.Here’s how we got on…” 相关考题
考题
Passage Three
Whenyou stretch out in the sun you can do one of the three things:you can use no suntan oil,an ordinary sun tan oil;or Bergasol.
If you don′t use any sun tan oil when you′re in the sun,you will burn surprisinglyquickly.If you use an ordinary sun tan oil,you will protectyour skin to a lesser or greater degree.How much protection depends on the"protection-factor number"on the bottle.Some oils block out so manyof the sun′s rays and you can stay in the sun all day without burning but youwon′t go very brown,either.
Bergasol will protect your skin like an ordinary sun tan oil.It also has a tan acceleratorthat speeds up the rate at which the sun activates the skin cells that producemelanin(黑色素).It is melanin that gives the skin itsbrown colour.Bergasol enables you to go brown faster,am as the days pass thedifference will become more obvious.Unfortunately,this special formulation isn′tCheap to prepare.So Bergasol is rather more expensive than ordinary sun tanoil.However,the price looks more attractive as you do.
Bergasoi?It makes you go brown faster
Protection Many people imagine that"cover-up"means you don′t get a tan.Nothing to show for yourholiday.
Not so.With"cover-up",you can get brown if you want to.The point of"cover-up"is to protect your skin from the harmful rays of the sunwhich,according to the experts,make your skinlook older.
That′s what Solex Cover-up is allabout--protection for your skin.It has a Sun Protection Factor 8,which makesit suitable for anyone.Find out how it works for you by consulting the SolexSun Chart.On sale wherever Solex is.With Solex Cover-up,you can tan asslowly as you like.As gently as you like.And with much less
chance of peeling.Your tan will lookbetter.Your skin will stay young longer.
Solex Gentle tan..,full protection
What is the most attractive feature ofSolex Cover-up?A.It helps one get a more beautiful tan.
B.It is often on sale in supermarkets.
C.It blocks out more sun's rays thanother oils.
D.It helps one tan gradually and gently.
考题
Passage Three
Whenyou stretch out in the sun you can do one of the three things:you can use no suntan oil,an ordinary sun tan oil;or Bergasol.
If you don′t use any sun tan oil when you′re in the sun,you will burn surprisinglyquickly.If you use an ordinary sun tan oil,you will protectyour skin to a lesser or greater degree.How much protection depends on the"protection-factor number"on the bottle.Some oils block out so manyof the sun′s rays and you can stay in the sun all day without burning but youwon′t go very brown,either.
Bergasol will protect your skin like an ordinary sun tan oil.It also has a tan acceleratorthat speeds up the rate at which the sun activates the skin cells that producemelanin(黑色素).It is melanin that gives the skin itsbrown colour.Bergasol enables you to go brown faster,am as the days pass thedifference will become more obvious.Unfortunately,this special formulation isn′tCheap to prepare.So Bergasol is rather more expensive than ordinary sun tanoil.However,the price looks more attractive as you do.
Bergasoi?It makes you go brown faster
Protection Many people imagine that"cover-up"means you don′t get a tan.Nothing to show for yourholiday.
Not so.With"cover-up",you can get brown if you want to.The point of"cover-up"is to protect your skin from the harmful rays of the sunwhich,according to the experts,make your skinlook older.
That′s what Solex Cover-up is allabout--protection for your skin.It has a Sun Protection Factor 8,which makesit suitable for anyone.Find out how it works for you by consulting the SolexSun Chart.On sale wherever Solex is.With Solex Cover-up,you can tan asslowly as you like.As gently as you like.And with much less
chance of peeling.Your tan will lookbetter.Your skin will stay young longer.
Solex Gentle tan..,full protection
Compared with Solex,Bergasol__A.helps one go brown more quickly
B.better protects one's skin
C.is more competitive in price
D.is a better sun tan oil
考题
Passage Three
Whenyou stretch out in the sun you can do one of the three things:you can use no suntan oil,an ordinary sun tan oil;or Bergasol.
If you don′t use any sun tan oil when you′re in the sun,you will burn surprisinglyquickly.If you use an ordinary sun tan oil,you will protectyour skin to a lesser or greater degree.How much protection depends on the"protection-factor number"on the bottle.Some oils block out so manyof the sun′s rays and you can stay in the sun all day without burning but youwon′t go very brown,either.
Bergasol will protect your skin like an ordinary sun tan oil.It also has a tan acceleratorthat speeds up the rate at which the sun activates the skin cells that producemelanin(黑色素).It is melanin that gives the skin itsbrown colour.Bergasol enables you to go brown faster,am as the days pass thedifference will become more obvious.Unfortunately,this special formulation isn′tCheap to prepare.So Bergasol is rather more expensive than ordinary sun tanoil.However,the price looks more attractive as you do.
Bergasoi?It makes you go brown faster
Protection Many people imagine that"cover-up"means you don′t get a tan.Nothing to show for yourholiday.
Not so.With"cover-up",you can get brown if you want to.The point of"cover-up"is to protect your skin from the harmful rays of the sunwhich,according to the experts,make your skinlook older.
That′s what Solex Cover-up is allabout--protection for your skin.It has a Sun Protection Factor 8,which makesit suitable for anyone.Find out how it works for you by consulting the SolexSun Chart.On sale wherever Solex is.With Solex Cover-up,you can tan asslowly as you like.As gently as you like.And with much less
chance of peeling.Your tan will lookbetter.Your skin will stay young longer.
Solex Gentle tan..,full protection
Why is Solex suitable for everyone?A.Its price is more attractive.
B.It can be used to relieve sunburn.
C.It can make the skin cells more active.
D.It has a mild protection factor.
考题
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
Judging from the text,who is the most suitable person for this post?A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Which of the following is NOT true about retirement?A.More than half of people don’t have enough finances for retirement.
B.quarter of people don’t take part in their company’s retirement plan.
C.No one can be financially secure in retirement.
D.The average person will spend 20 years in retirement.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What will happen if you withdraw your retirement savings before you retire?A.You may have to pay penalties.
B.You will fail to realize your goals.
C.Your retirement savings will become off-limits.
D.You should save money for your retirement all over again.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
According to the passage, retirement plans may be offered by ___.A.the government
B.both the employer and the government
C.the employer
D.the employer, the government and the media
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Who can be a financial professional?A.The professional who will do a physical “check-up” for you.
B.The professional who will visit you like a doctor.
C.The professional who will schedule a meeting with you.
D.The professional who will help you make your financial plans.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What’s the main theme of the passage?A.How to find a good financial professional.
B.The importance of retirement plans.
C.The scary facts about retirement.
D.How to make correct retirement plans.
考题
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
The purpose of the writer in writing this passage is to_______.A.introduce the Bank of Monsell
B.analyze the products of Bank of Monsell
C.introduce certain products and services for teens
D.show the success of the Bank of Monsell
考题
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
Which of the following is TRUE about the Performance Plan?A.Not including Primary Chequing,you can own 17 accounts.
B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services.
C.It offers preferred exchange rate when buying U.S.cash（up to $5,000 U.S.per transaction）.
D.It is able to help save you up to $288.60 a year on fees.
考题
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
If you choose the Plus Plan,which of the following will NOT be true?A.Together with Primary Chequing,you can own 20 accounts.
B.If you make 32 transaction,a fee of $1.4 will be charged.
C.You will be able to save up to $240.5 a month on fees.
D.You can sell U.S.cash（up to $5,000 U.S.per transaction）at preferred exchange rate.
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.If you draw your money before it is due,A:you have to pay interest to the bank.B:you have to close your account.C:you have to open a new account.D:you have to pay a penalty or fee.
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.Interest is the amount of money whichA:a bank lends to people.B:a bank loans to businesses.C:a bank pays you.D:a bank uses.
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.A bank statement tells youA:the amount of money you have in the bank.B:the current rates of interest.C:the current rates of exchange.D:the best way to save your money.
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.Which way will help your money earn more money?A:Putting your money in your room.B:Putting your money in a piggy bank.C:Putting your money in your pocket.D:Putting your money in a savings account.
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Energy CycleDo you find getting up in the morning so difficult that it's painful?This might be called laziness,but Dr. Kleitman has a new explanation. He has proved that everyone has a daily energy cycle.During the hours when you labor through your work you may say that you're“hot”.That's true .The time of day when you feel most energetic is when your cycle of body temperature is at its peak .For some people the peak comes during the morning. For others it comes in the afternoon or evening.No one has discovered why this is so,but it leads to such familiar monologues as:“Get up,John!You'll be late for work again!”The possible explanation to the trouble is that John is at his temperature-and-energy peak in the evening. Much family quarrelling ends when husbands and wives realize what these energy cycles mean,and which cycle each member of the family has.You can't change your energy cycle,but you can learn to make your life fit to it better. Habit can help,Dr. Kleitman believes. Maybe you're sleepy in the evening but you must stay up late anyway .Counteract your cycle to some extent by habitually staying up later than you want to. If your energy is low in the morning but you have an important job to do early in the day,rise before your usual hour. This won't change your cycle,but you'll get up steam and work better at your low point.Get off to a slow start which saves your energy .Get up with a leisurely yawn and stretch.Sit on the edge of the bed a minute before putting your feet on the floor. Avoid the trouble of searching for clean clothes by laying them out the night before .Whenever possible,do routine work in the afternoon and save tasks requiring more energy or concentration for your sharper hours. Which of the following statements is NOT TRUE?A: Getting off to work with a minimum effort helps save one's energy.B: Dr. Kleitman explains why people reach their peak at different hours of day.C: Habit helps a person adapt to his own energy cycle.D: Children have energy cycles,too.
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第三篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.A bank statement tells you_______.A:the amount of money you have in the bankB:the current rates of interestC:the current rates of exchangeD:the best way to save your money
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Wise buying is a positive way in which you can make your money go further. The （）you go about purchasing an article or a service can actually （）you money or can add （）the cost.
Take the （）example of a hairdryer. If you are buying a hairdryer, you might （）that you are making the （）buy if you choose one （）look you like and which is also the cheapest （）price. But when you get it home you may find that it （）twice as long as a more expensive （）to dry your hair. The cost of the electricity plus the cost of your time could well （）your hairdryer the most expensive one of all.
So what principles should you （）when you go out shopping?
If you （）your home, your car or any valuable （）in excellent condition, you’ll be saving money in the long （）
Before you buy a new （）,talk to someone who owns one. If you can, use it or borrow it to check it suits your particular （）
Before you buy an expensive （）,or a service, do check the price and （）is on offer. If possible, choose （）three items or three estimates.
请在第（）处填上正确答案。A、runB、intervalC、periodD、time
考题
Wise buying is a positive way in which you can make your money go further. The （）you go about purchasing an article or a service can actually （）you money or can add （）the cost.
Take the （）example of a hairdryer. If you are buying a hairdryer, you might （）that you are making the （）buy if you choose one （）look you like and which is also the cheapest （）price. But when you get it home you may find that it （）twice as long as a more expensive （）to dry your hair. The cost of the electricity plus the cost of your time could well （）your hairdryer the most expensive one of all.
So what principles should you （）when you go out shopping?
If you （）your home, your car or any valuable （）in excellent condition, you’ll be saving money in the long （）
Before you buy a new （）,talk to someone who owns one. If you can, use it or borrow it to check it suits your particular （）
Before you buy an expensive （）,or a service, do check the price and （）is on offer. If possible, choose （）three items or three estimates.
请在第（）处填上正确答案。A、properB、bestC、reasonableD、most
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填空题You can make out where you can save money by preparing a personal budget of incoming money and outgoing money.____
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