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多选题
小企业信贷管理系统（Small Enterprise Management System，SEMS）的目标就是构建具有零售特征的全流程小企业贷款管理，核心是实现小企业信贷（），为信贷业务的处理、控制、经营、分析、决策提供充分的信息支持。
A
产品政策化
B
客户集中化
C
控制规则化
D
流程标准化
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A management information system__（ ）__the business managers the information that they need to make decisions.Early business computers were used for simple operations such__（ ）__tracking inventory，billing，sales，or payroll data，with little detail or structure.Over time，these computer applications became more complex，hardware storage capacities grew，and technologies improved for connecting previously__（ ）__applications.As more data was stored and linked，managers sought greater abstraction as well as greater detail with the aim of creating significant management reports from the stored__（ ）__.Originally，the term"MIS”described applications providing managers with information about sales，inventories，and other data that would help in__（请作答此空）__the enterprise.Over time，the term broadened to include:decision support systems，resource management and human resource management，enterprise resource planning（ERP），enterprise performance management（EPM），supply chain management（SCM），customer relationship management（CRM），project management and database retrieval applications.A.setting up
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小企业信贷管理系统（Small Enterprise Management System，SEMS）的目标就是构建具有零售特征的全流程小企业贷款管理，核心是实现小企业信贷产品政策化、控制规则化、流程标准化，为信贷业务的处理、控制、经营、分析、决策提供充分的信息支持。
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关于零贷业务印章，以下说法不正确的是：（）A、是指在交行零贷业务经营管理活动中应用于个人信贷业务（不含银行卡透支，下同）、零售小企业信贷业务文件、凭证上的各类业务印章。B、不包括总分行零售信贷管理部门（含小企业信贷管理部）、分行零售信贷业务部（小企业信贷部）印章。C、不包括与零贷业务相关的放款业务专用印章、会计业务印章等。D、包括总行和分支机构负责人个人名章。
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单选题将业务分为个贷产品部、个贷授信部、个贷风险计量部、个贷风险部、小企业信贷管理部的管理机构是（）A
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判断题小企业信贷管理系统（Small Enterprise Management System，SEMS）的目标就是构建具有零售特征的全流程小企业贷款管理，核心是实现小企业信贷产品政策化、控制规则化、流程标准化，为信贷业务的处理、控制、经营、分析、决策提供充分的信息支持。A
对B
错
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单选题IBS必须包含（）A
航行管理系统（Navigation management system）B
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A+B+C
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