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Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a (61) , such as a bond or a mortgage, which is a (62) by the borrower to pay the holder of it at (63) until a specified date, when a final payment is made. The (64) of it is the time of expiration date. The second method of raising funds is by issuing (65) , such as common stock, which are claims to share in the net income and the assets of a business.
(46)
A．debt instrument
B．letter of credit
C．letter of guarantee
D．certificate of deposit
参考答案
更多 “ Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a (61) , such as a bond or a mortgage, which is a (62) by the borrower to pay the holder of it at (63) until a specified date, when a final payment is made. The (64) of it is the time of expiration date. The second method of raising funds is by issuing (65) , such as common stock, which are claims to share in the net income and the assets of a business.(46)A．debt instrumentB．letter of creditC．letter of guaranteeD．certificate of deposit ” 相关考题
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History has shown that project managers can be trained in a combination of ways. Which method is usually preferred by most companies?A . Experiential learning, on-the-jobB . Formal education and special course (degreed programs)C . Professional activities, seminarsD . Individual readingsE . None of the above
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Many companies self insure against some risk. Problems which can arise from self-insurance include:A failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the companyB stiff competition from insurance companiesC confusion of business risks with insurable risks.D A and CE All of the above.
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163 Many companies self insure against some risk. Problems which can arise from self-insurance include:A. failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the companyB. stiff competition from insurance companiesC. confusion of business risks with insurable risks.D. A and CE. All of the above
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32 History has shown that project managers can be trained in a combination of ways. Which method is usually preferred by most companies?A. Experiential learning, on-the-jobB. Formal education and special course (degreed programs)C. Professional activities, seminarsD. Individual readingsE. None of the above
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(c) Issue of bondThe club proposes to issue a 7% bond with a face value of $50 million on 1 January 2007 at a discount of 5%that will be secured on income from future ticket sales and corporate hospitality receipts, which are approximately$20 million per annum. Under the agreement the club cannot use the first $6 million received from corporatehospitality sales and reserved tickets (season tickets) as this will be used to repay the bond. The money from thebond will be used to pay for ground improvements and to pay the wages of players.The bond will be repayable, both capital and interest, over 15 years with the first payment of $6 million due on31 December 2007. It has an effective interest rate of 7·7%. There will be no active market for the bond andthe company does not wish to use valuation models to value the bond. (6 marks)Required:Discuss how the above proposals would be dealt with in the financial statements of Seejoy for the year ending31 December 2007, setting out their accounting treatment and appropriateness in helping the football club’scash flow problems.(Candidates do not need knowledge of the football finance sector to answer this question.)
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听力原文：Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.(2)A．Commercial banks mainly provide short-term loans for the capital market.B．The capital market mainly depends on the acquired deposits and the funds from other channels.C．Short-term loans are mainly from the acquired deposits and the funds from other channels.D．Commercial banks mainly depend on the capital market for deposits and the funds.
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Repayment of the term loan relies onA．the net inflow of future funds of the assets financedB．the net outflow of the future funds of the assets financedC．the total assets of the borrowing firmD．the total liabilities of the borrowing firm
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Security is required on loans so that ______.A．the lending bank can enjoy higher interest receipts from the loanB．the borrower is more willing to pay back the moneyC．the funds borrowed will be repaid within a shorter period of timeD．more prime borrowers are attracted
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The borrower may draw the funds from the credit aggregates within the time limit for expanding their operations.A．RightB．WrongC．Doesn't say
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The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.A．RightB．WrongC．Doesn't say
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An industrial corporate can meet its financial needs by seeking funds from the capital market.A．RightB．WrongC．Doesn't say
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If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:Paying billsMany landlords prefer to collect rent directly from a bank account.You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.If you are given a chequebook, you can also write cheques as a safe way of paying for things.CashYou can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).Saving moneyIt is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.EmploymentIf you work in the UK，some employers require you to have a bank account so that you can get your pay.Advantages of UK Current AccountPaying bills： 1) to pay rent directly from ①2) to obtain ② services3) to pay for things with cheques safelyCash：1)to obtain money from ③ easily21 to pay directly from your accountSaving money：cheaper to use a ④ accountEmployment：to get your ⑤ through a bank account
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In the foreign exchange market, which is made up of banks' traders and brokers, prices (61) every minute (62) to supply and demand. For safety's sake, a branch will get a rate from their traders for a big transaction. Therefore the traders give their branches lists of exchange rates (63) they may buy and sell notes and payments in the main currencies.Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterling to a non-resident, the payment has first to (64) under British exchange control regulations. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases (65) borrowing and lending have to be referred to the Bank of England.(46)A．alterB．varyC．turnD．convert
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You will want two trees about ten feet apart, 选择
Youwillwanttwotreesabouttenfeetapart,from_____tosuspendyourtent.(A)there(C)which(B)them(D)where
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It can be inferred from the passage that international students in the programs __.A. get full scholarshipB. pay no tuitionC. get no financial supportD. earn more money
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Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.A.the premium paid by the person previously
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above
考题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The word "policy" in the 2nd paragraph most probably means ___________.A.a risk between individual and insurance company
B.a shared loss
C.an agreement between an individual and an underwriter.
D.a rule made by the individual
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根据下列内容，回答211-215题。
A house is the most expensive thing most people will ever buy．Very few people have enough money of their own to buy a house，so they have to borrow money from a bank．Borrowing moneyfrom a bank to buy a house is called“take a mortgage”．The bank usually lends money or gives a me．gage for twenty—five years．Houses are so expensive that many people nowadays have to borrow as much as$50，000．In other words，they will have a$50，000 mortgage．
How can you get a mortgage? When you find a house you like．you go to a bank．The bank will research you financial history and decide if they think you are a good risk．They will want to know what kind of job you have，what kind of salary you make and how long you have had the job．
They will a]so want to know how much money you have．In addition．the banks will require a down payment．Depending Oil which state you live in，the bank may require as much as 30%of the price of the house as a down payment．The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the
down payment．
What does a house mean in the United States．? __________A.It is a dream which many people can hardly realize
B.It is so expensive that many people can not really buy them
C.It is the most important property that many people try to buy
D.It doesn’t belong to people if they can not borrow morley from the bank
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共用题干
In every cultivated languages there are two great classes of words which taken together,comprise the whole vocabulary.First,there are those words_________(51)which we become acquainted in daily conversation,which we learn,that is to say,from the_________(52)of our own family and from our familiar associates,and which we should know and use_________(53)we could not read or write.They__________(54)the common things of life,and are the stock in trade of all who use the language.Such words may be called"popular",since they belong to the people___________ (55)and are not the exclusive_______(56)of a limited class. On the other hand,our language ___________(57)a multitude of words which are comparatively_________(58)used in ordinary conversation.Their meanings are known to every educated person,but there is little_________(59)to use them at home or in the market-place. Our________ (60) acquaintance with them comes not from our mother's________(61)or from the talk of our schoolmates,________(62)from books that we read,lectures that we_________(63),or the more formal conversation of highly educated speakers who are discussing some particular topic in a style appropriately elevated above the habitual ________(64)of everyday life.Such words are called "learned" ,and the________(65)between them and the "popular" words is of great importance to a right understanding of linguistic process._________(63)A:hear of B:attendC:hear from D:listen
考题
共用题干
In every cultivated languages there are two great classes of words which taken together,comprise the whole vocabulary.First,there are those words_________(51)which we become acquainted in daily conversation,which we learn,that is to say,from the_________(52)of our own family and from our familiar associates,and which we should know and use_________(53)we could not read or write.They__________(54)the common things of life,and are the stock in trade of all who use the language.Such words may be called"popular",since they belong to the people___________ (55)and are not the exclusive_______(56)of a limited class. On the other hand,our language ___________(57)a multitude of words which are comparatively_________(58)used in ordinary conversation.Their meanings are known to every educated person,but there is little_________(59)to use them at home or in the market-place. Our________ (60) acquaintance with them comes not from our mother's________(61)or from the talk of our schoolmates,________(62)from books that we read,lectures that we_________(63),or the more formal conversation of highly educated speakers who are discussing some particular topic in a style appropriately elevated above the habitual ________(64)of everyday life.Such words are called "learned" ,and the________(65)between them and the "popular" words is of great importance to a right understanding of linguistic process._________(61)A:tips B:mouthC:lips D:tongue
考题
共用题干
In every cultivated languages there are two great classes of words which taken together,comprise the whole vocabulary.First,there are those words_________(51)which we become acquainted in daily conversation,which we learn,that is to say,from the_________(52)of our own family and from our familiar associates,and which we should know and use_________(53)we could not read or write.They__________(54)the common things of life,and are the stock in trade of all who use the language.Such words may be called"popular",since they belong to the people___________ (55)and are not the exclusive_______(56)of a limited class. On the other hand,our language ___________(57)a multitude of words which are comparatively_________(58)used in ordinary conversation.Their meanings are known to every educated person,but there is little_________(59)to use them at home or in the market-place. Our________ (60) acquaintance with them comes not from our mother's________(61)or from the talk of our schoolmates,________(62)from books that we read,lectures that we_________(63),or the more formal conversation of highly educated speakers who are discussing some particular topic in a style appropriately elevated above the habitual ________(64)of everyday life.Such words are called "learned" ,and the________(65)between them and the "popular" words is of great importance to a right understanding of linguistic process._________(62)A:besides B:andC:or D:but
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Which two can directly cause a thread to stop executing？（） A、 Exiting from a synchronized block.B、 Calling the wait method on an object.C、 Calling the notify method on an object.D、 Calling the notifyAll method on an object.E、 Calling the setPriority method on a thread object.
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Which two statements are true about using the isUserInRole method to implement security in a Java EEapplication？（）A、It can be invoked only from the doGet or doPost methods.B、It can be used independently of the getRemoteUser method.C、Can return "true" even when its argument is NOT defined as a valid role name in the deployment descriptor.D、Using the isUserInRole method overrides any declarative authentication related to the method in which it is invoked.
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Users can define policy to control traffic flow between which two components? （）(Choose two.)A、from a zone to the router itselfB、from a zone to the same zoneC、from a zone to a different zoneD、from one interface to another interface
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多选题Which two can directly cause a thread to stop executing？（）AExiting from a synchronized block.BCalling the wait method on an object.CCalling the notify method on an object.DCalling the notifyAll method on an object.ECalling the setPriority method on a thread object.
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单选题It can be inferred from the passage that which of the following is true for most consumer-goods markets?A
The program target and the program audience are not usually identical.B
The program audience and the market segment are usually identical.C
The market segment and the program target are usually identical.D
The program target is larger than the market segment.
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多选题Which two statements are true about using the isUserInRole method to implement security in a Java EEapplication？（）AIt can be invoked only from the doGet or doPost methods.BIt can be used independently of the getRemoteUser method.CCan return true even when its argument is NOT defined as a valid role name in the deployment descriptor.DUsing the isUserInRole method overrides any declarative authentication related to the method in which it is invoked.
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