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资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
Which of the following is true in order to successfully implement PSD2？
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
Which of the following is true in order to successfully implement PSD2？
A.Customers are forced to share their bank data.
B.Banks are required to open up their entire operational system.
C.Regulators should be both tough and flexible.
D.Banks and third parties should be regulated with a light touch.
B.Banks are required to open up their entire operational system.
C.Regulators should be both tough and flexible.
D.Banks and third parties should be regulated with a light touch.
参考答案
参考解析
解析：本题考查的是细节理解及同义转换。
【关键词】true;implement;PSD2
【主题句】第4自然段Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.Third, regulators must also be flexible enough to allow for changes as the market evolves.其次，监管机构必须非常强硬，一方面要确保银行开放基础设施，另一方面要收回违规第三方的执照。第三，监管机构还必须足够灵活，以适应市场的发展变化。
【解析】本题的问题是“为了成功实施PSD2，以下哪一项是正确的?”。A选项“客户被迫分享他们的银行数据。”；B选项“银行被要求开放整个操作系统。”；C选项“监管机构应该既强硬又灵活。”；D选项“银行和第三方应该受到轻微管制。”根据主题句可知，监管机构需要既强硬又灵活，故选C。
【关键词】true;implement;PSD2
【主题句】第4自然段Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.Third, regulators must also be flexible enough to allow for changes as the market evolves.其次，监管机构必须非常强硬，一方面要确保银行开放基础设施，另一方面要收回违规第三方的执照。第三，监管机构还必须足够灵活，以适应市场的发展变化。
【解析】本题的问题是“为了成功实施PSD2，以下哪一项是正确的?”。A选项“客户被迫分享他们的银行数据。”；B选项“银行被要求开放整个操作系统。”；C选项“监管机构应该既强硬又灵活。”；D选项“银行和第三方应该受到轻微管制。”根据主题句可知，监管机构需要既强硬又灵活，故选C。
更多 “资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2. The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan. Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections. The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary. Which of the following is true in order to successfully implement PSD2？A.Customers are forced to share their bank data. B.Banks are required to open up their entire operational system. C.Regulators should be both tough and flexible. D.Banks and third parties should be regulated with a light touch.” 相关考题
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Text 2 America rarely looks to Brussels for guidance.Commercial freedom appeals more than governmental control.But when it comes to data privacy,the case for copying the best bits of the European Union's approach is compelling.The General Data Protection Regulation（GDPR）is due to come into force next month.It is rules-heavy and has its flaws,but its premise that consumers should be in charge of their personal data is the right one.The law lets users gain access to,and to correct,information that firms hold on them.It gives consumers the right to transfer their data to another organisation.It requires companies to define how they keep data secure.And it lets regulators levy big fines if firms break the rules.America has enacted privacy rules in areas such as health care.But it has never passed an overarching data-protection law.The failings of America's self-regulatory approach are becoming clearer by the week.Large parts of the online economy are fuelled by data that consumers spray around without thought.Companies'mysterious privacy policies obscure what they do with their users'information,which often amounts to pretty much anything they please.Facebook is embroiled in crisis after news that data on 87m users had been passed to a political-campaign firm.These are changing the calculus about the benefits of self-regulation.Opponents of privacy legislation have long argued that the imposition of rules would keep technology companies from innovating.Yet as trust leaks out of the system,innovation is likely to suffer.If consumers worry about what smartphone apps may do with their data,fewer new offerings will take off.It is striking that many of the firms preparing for the GDPR's arrival in Europe are excited that the law has forced them to put their data house in order.The need to minimise legal fragmentation only adds to the case for America to adopt bits of the GDPR.One reason behind the new rules in the EU was to harmonise data-protection laws so that firms can do business across Europe more easily.America is moving in the opposite direction.States that have detected a need for greater privacy are drafting their own laws.California has pending legislation that would establish a data-protection authority to regulate how the state's big tech firms use Californians'personal data.The GDPR is far from perfect.At nearly 100 articles long,it is too complex and tries to achieve too many things.The compliance costs for smaller firms,in particular,look burdensome.But these are arguments for using it as a template,not for ignoring the issue of data protection.If America continues on today's path,it will fail to protect the privacy of its citizens and long-term health of its firms.America's data economy has thrived so far with hardly any rules.That era is over.
It can be inferred from Paragraph 4 that privacy legislation is likely to_____A.be opposed by tech companies
B.cause concerns among consumers
C.promote corporate innovation
D.hinder the popularity of apps
考题
Text 2 America rarely looks to Brussels for guidance.Commercial freedom appeals more than governmental control.But when it comes to data privacy,the case for copying the best bits of the European Union's approach is compelling.The General Data Protection Regulation（GDPR）is due to come into force next month.It is rules-heavy and has its flaws,but its premise that consumers should be in charge of their personal data is the right one.The law lets users gain access to,and to correct,information that firms hold on them.It gives consumers the right to transfer their data to another organisation.It requires companies to define how they keep data secure.And it lets regulators levy big fines if firms break the rules.America has enacted privacy rules in areas such as health care.But it has never passed an overarching data-protection law.The failings of America's self-regulatory approach are becoming clearer by the week.Large parts of the online economy are fuelled by data that consumers spray around without thought.Companies'mysterious privacy policies obscure what they do with their users'information,which often amounts to pretty much anything they please.Facebook is embroiled in crisis after news that data on 87m users had been passed to a political-campaign firm.These are changing the calculus about the benefits of self-regulation.Opponents of privacy legislation have long argued that the imposition of rules would keep technology companies from innovating.Yet as trust leaks out of the system,innovation is likely to suffer.If consumers worry about what smartphone apps may do with their data,fewer new offerings will take off.It is striking that many of the firms preparing for the GDPR's arrival in Europe are excited that the law has forced them to put their data house in order.The need to minimise legal fragmentation only adds to the case for America to adopt bits of the GDPR.One reason behind the new rules in the EU was to harmonise data-protection laws so that firms can do business across Europe more easily.America is moving in the opposite direction.States that have detected a need for greater privacy are drafting their own laws.California has pending legislation that would establish a data-protection authority to regulate how the state's big tech firms use Californians'personal data.The GDPR is far from perfect.At nearly 100 articles long,it is too complex and tries to achieve too many things.The compliance costs for smaller firms,in particular,look burdensome.But these are arguments for using it as a template,not for ignoring the issue of data protection.If America continues on today's path,it will fail to protect the privacy of its citizens and long-term health of its firms.America's data economy has thrived so far with hardly any rules.That era is over.
Facebook is mentioned to show that_____.A.America needs a general data-protection law
B.online economy relies heavily on consumer data
C.online news can produce strong economic impact
D.America has benefited greatly from self-regulation
考题
Text 2 America rarely looks to Brussels for guidance.Commercial freedom appeals more than governmental control.But when it comes to data privacy,the case for copying the best bits of the European Union's approach is compelling.The General Data Protection Regulation（GDPR）is due to come into force next month.It is rules-heavy and has its flaws,but its premise that consumers should be in charge of their personal data is the right one.The law lets users gain access to,and to correct,information that firms hold on them.It gives consumers the right to transfer their data to another organisation.It requires companies to define how they keep data secure.And it lets regulators levy big fines if firms break the rules.America has enacted privacy rules in areas such as health care.But it has never passed an overarching data-protection law.The failings of America's self-regulatory approach are becoming clearer by the week.Large parts of the online economy are fuelled by data that consumers spray around without thought.Companies'mysterious privacy policies obscure what they do with their users'information,which often amounts to pretty much anything they please.Facebook is embroiled in crisis after news that data on 87m users had been passed to a political-campaign firm.These are changing the calculus about the benefits of self-regulation.Opponents of privacy legislation have long argued that the imposition of rules would keep technology companies from innovating.Yet as trust leaks out of the system,innovation is likely to suffer.If consumers worry about what smartphone apps may do with their data,fewer new offerings will take off.It is striking that many of the firms preparing for the GDPR's arrival in Europe are excited that the law has forced them to put their data house in order.The need to minimise legal fragmentation only adds to the case for America to adopt bits of the GDPR.One reason behind the new rules in the EU was to harmonise data-protection laws so that firms can do business across Europe more easily.America is moving in the opposite direction.States that have detected a need for greater privacy are drafting their own laws.California has pending legislation that would establish a data-protection authority to regulate how the state's big tech firms use Californians'personal data.The GDPR is far from perfect.At nearly 100 articles long,it is too complex and tries to achieve too many things.The compliance costs for smaller firms,in particular,look burdensome.But these are arguments for using it as a template,not for ignoring the issue of data protection.If America continues on today's path,it will fail to protect the privacy of its citizens and long-term health of its firms.America's data economy has thrived so far with hardly any rules.That era is over.
The most suitable title for this text would be____A.American firms in Europe will have to comply with the GDPR
B.America should protect its citizens'privacy and its firms'health
C.America should borrow from Europe's data-privacy law
D.America's data economy is evolving into a new era
考题
Text 2 America rarely looks to Brussels for guidance.Commercial freedom appeals more than governmental control.But when it comes to data privacy,the case for copying the best bits of the European Union's approach is compelling.The General Data Protection Regulation（GDPR）is due to come into force next month.It is rules-heavy and has its flaws,but its premise that consumers should be in charge of their personal data is the right one.The law lets users gain access to,and to correct,information that firms hold on them.It gives consumers the right to transfer their data to another organisation.It requires companies to define how they keep data secure.And it lets regulators levy big fines if firms break the rules.America has enacted privacy rules in areas such as health care.But it has never passed an overarching data-protection law.The failings of America's self-regulatory approach are becoming clearer by the week.Large parts of the online economy are fuelled by data that consumers spray around without thought.Companies'mysterious privacy policies obscure what they do with their users'information,which often amounts to pretty much anything they please.Facebook is embroiled in crisis after news that data on 87m users had been passed to a political-campaign firm.These are changing the calculus about the benefits of self-regulation.Opponents of privacy legislation have long argued that the imposition of rules would keep technology companies from innovating.Yet as trust leaks out of the system,innovation is likely to suffer.If consumers worry about what smartphone apps may do with their data,fewer new offerings will take off.It is striking that many of the firms preparing for the GDPR's arrival in Europe are excited that the law has forced them to put their data house in order.The need to minimise legal fragmentation only adds to the case for America to adopt bits of the GDPR.One reason behind the new rules in the EU was to harmonise data-protection laws so that firms can do business across Europe more easily.America is moving in the opposite direction.States that have detected a need for greater privacy are drafting their own laws.California has pending legislation that would establish a data-protection authority to regulate how the state's big tech firms use Californians'personal data.The GDPR is far from perfect.At nearly 100 articles long,it is too complex and tries to achieve too many things.The compliance costs for smaller firms,in particular,look burdensome.But these are arguments for using it as a template,not for ignoring the issue of data protection.If America continues on today's path,it will fail to protect the privacy of its citizens and long-term health of its firms.America's data economy has thrived so far with hardly any rules.That era is over.
Which of the following is true,according to Paragraph 5?A.The GDPR may result in fragmentation of international law.
B.America is restricting its firms from doing business in Europe.
C.American states have detected a need for greater data privacy.
D.California is considering legislation to protect personal data.
考题
Text 2 America rarely looks to Brussels for guidance.Commercial freedom appeals more than governmental control.But when it comes to data privacy,the case for copying the best bits of the European Union's approach is compelling.The General Data Protection Regulation（GDPR）is due to come into force next month.It is rules-heavy and has its flaws,but its premise that consumers should be in charge of their personal data is the right one.The law lets users gain access to,and to correct,information that firms hold on them.It gives consumers the right to transfer their data to another organisation.It requires companies to define how they keep data secure.And it lets regulators levy big fines if firms break the rules.America has enacted privacy rules in areas such as health care.But it has never passed an overarching data-protection law.The failings of America's self-regulatory approach are becoming clearer by the week.Large parts of the online economy are fuelled by data that consumers spray around without thought.Companies'mysterious privacy policies obscure what they do with their users'information,which often amounts to pretty much anything they please.Facebook is embroiled in crisis after news that data on 87m users had been passed to a political-campaign firm.These are changing the calculus about the benefits of self-regulation.Opponents of privacy legislation have long argued that the imposition of rules would keep technology companies from innovating.Yet as trust leaks out of the system,innovation is likely to suffer.If consumers worry about what smartphone apps may do with their data,fewer new offerings will take off.It is striking that many of the firms preparing for the GDPR's arrival in Europe are excited that the law has forced them to put their data house in order.The need to minimise legal fragmentation only adds to the case for America to adopt bits of the GDPR.One reason behind the new rules in the EU was to harmonise data-protection laws so that firms can do business across Europe more easily.America is moving in the opposite direction.States that have detected a need for greater privacy are drafting their own laws.California has pending legislation that would establish a data-protection authority to regulate how the state's big tech firms use Californians'personal data.The GDPR is far from perfect.At nearly 100 articles long,it is too complex and tries to achieve too many things.The compliance costs for smaller firms,in particular,look burdensome.But these are arguments for using it as a template,not for ignoring the issue of data protection.If America continues on today's path,it will fail to protect the privacy of its citizens and long-term health of its firms.America's data economy has thrived so far with hardly any rules.That era is over.
According to Paragraphs l and 2,GDPR——.A.stresses commercial freedom over governmental control
B.aims to give citizens the control of their personal data
C.grants companies the right to collect user information
D.recognizes the legitimacy of data transfer among firms
考题
资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
What is the passage mainly about？A.Challenges facing European regulators.
B.A new regulation in Europe that opens banks to competition.
C.The solutions to the flawed banking system in Europe.
D.A looming threat to customers' private bank data.
考题
资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
The Shenzhen-based internet giant, which owns instant messaging tools QQ and WeChat, has years of experiences storing and analyzing huge amounts of data. The opening of its core technologies is part of Tencent's efforts to develop cloud services, an area which many other big companies including Alibaba and Baidu are also tapping into.
"Development of a sharing economy is closely related to cloud services" said Ma Huateng, chairman of Tencent." Like transportation, accommodation and many other areas. cloud services are also a kind of sharing economy. "He said cloud computing has become one of the key areas Tencent focuses on and the company is dedicated to opening its IT resources and technological capabilities to outsiders." In the past, enterprises were only users of internet technology. Now, as they engage themselves in the cloud, they are becoming a part of the internet ecosystem," Ma said at the 2016 Tencent Cloud Summit held in Shenzhen this week.
Cloud technology has achieved greater importance in recent years as more and more Chinese enterprises integrate themselves deeper with the internet. However, it remains difficult for companies, especially smaller ones, to build their own data center because it involves large capital investment and a waste of resources, said Dowson Tong. senior executive vice-president of Tencent. Cloud services help enterprises get access to more resources while reducing their operating costs, Tong said.
According to the 2016 Internet Trends report, services provided by Tencent are the most commonly used by Chinese internet users. More than 50 percent of their time on the internet is spent on Tencent services." We are not offering cloud services as a separate business. Instead, it is a part of Tencent's entire strategy. Enterprises will be able to get access to all Tencent platforms by using its cloud services," Ma said.
What is probably the title of this passage?A.Cloud services help enterprises get access to resources.
B.Tencent's efforts to develop cloud service.
C.Tencent opens up big data platform to boost sharing economy.
D.Cloud technology.
考题
资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
The Shenzhen-based internet giant, which owns instant messaging tools QQ and WeChat, has years of experiences storing and analyzing huge amounts of data. The opening of its core technologies is part of Tencent's efforts to develop cloud services, an area which many other big companies including Alibaba and Baidu are also tapping into.
"Development of a sharing economy is closely related to cloud services" said Ma Huateng, chairman of Tencent." Like transportation, accommodation and many other areas. cloud services are also a kind of sharing economy. "He said cloud computing has become one of the key areas Tencent focuses on and the company is dedicated to opening its IT resources and technological capabilities to outsiders." In the past, enterprises were only users of internet technology. Now, as they engage themselves in the cloud, they are becoming a part of the internet ecosystem," Ma said at the 2016 Tencent Cloud Summit held in Shenzhen this week.
Cloud technology has achieved greater importance in recent years as more and more Chinese enterprises integrate themselves deeper with the internet. However, it remains difficult for companies, especially smaller ones, to build their own data center because it involves large capital investment and a waste of resources, said Dowson Tong. senior executive vice-president of Tencent. Cloud services help enterprises get access to more resources while reducing their operating costs, Tong said.
According to the 2016 Internet Trends report, services provided by Tencent are the most commonly used by Chinese internet users. More than 50 percent of their time on the internet is spent on Tencent services." We are not offering cloud services as a separate business. Instead, it is a part of Tencent's entire strategy. Enterprises will be able to get access to all Tencent platforms by using its cloud services," Ma said.
The phrase "tap into" in paragraph 2 is in closest meaning to:
A.dig into.
B.specialize in.
C.break into
D.make use of.
考题
资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
The Shenzhen-based internet giant, which owns instant messaging tools QQ and WeChat, has years of experiences storing and analyzing huge amounts of data. The opening of its core technologies is part of Tencent's efforts to develop cloud services, an area which many other big companies including Alibaba and Baidu are also tapping into.
"Development of a sharing economy is closely related to cloud services" said Ma Huateng, chairman of Tencent." Like transportation, accommodation and many other areas. cloud services are also a kind of sharing economy. "He said cloud computing has become one of the key areas Tencent focuses on and the company is dedicated to opening its IT resources and technological capabilities to outsiders." In the past, enterprises were only users of internet technology. Now, as they engage themselves in the cloud, they are becoming a part of the internet ecosystem," Ma said at the 2016 Tencent Cloud Summit held in Shenzhen this week.
Cloud technology has achieved greater importance in recent years as more and more Chinese enterprises integrate themselves deeper with the internet. However, it remains difficult for companies, especially smaller ones, to build their own data center because it involves large capital investment and a waste of resources, said Dowson Tong. senior executive vice-president of Tencent. Cloud services help enterprises get access to more resources while reducing their operating costs, Tong said.
According to the 2016 Internet Trends report, services provided by Tencent are the most commonly used by Chinese internet users. More than 50 percent of their time on the internet is spent on Tencent services." We are not offering cloud services as a separate business. Instead, it is a part of Tencent's entire strategy. Enterprises will be able to get access to all Tencent platforms by using its cloud services," Ma said.
What is Tencent's purpose of opening up the big data platform?A.To develop cloud services.
B.To help enterprises gain a better understanding of their clients and improve their products.
C.To become a part of the internet ecosystem.
D.To store and analyze more data
考题
资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
The Shenzhen-based internet giant, which owns instant messaging tools QQ and WeChat, has years of experiences storing and analyzing huge amounts of data. The opening of its core technologies is part of Tencent's efforts to develop cloud services, an area which many other big companies including Alibaba and Baidu are also tapping into.
"Development of a sharing economy is closely related to cloud services" said Ma Huateng, chairman of Tencent." Like transportation, accommodation and many other areas. cloud services are also a kind of sharing economy. "He said cloud computing has become one of the key areas Tencent focuses on and the company is dedicated to opening its IT resources and technological capabilities to outsiders." In the past, enterprises were only users of internet technology. Now, as they engage themselves in the cloud, they are becoming a part of the internet ecosystem," Ma said at the 2016 Tencent Cloud Summit held in Shenzhen this week.
Cloud technology has achieved greater importance in recent years as more and more Chinese enterprises integrate themselves deeper with the internet. However, it remains difficult for companies, especially smaller ones, to build their own data center because it involves large capital investment and a waste of resources, said Dowson Tong. senior executive vice-president of Tencent. Cloud services help enterprises get access to more resources while reducing their operating costs, Tong said.
According to the 2016 Internet Trends report, services provided by Tencent are the most commonly used by Chinese internet users. More than 50 percent of their time on the internet is spent on Tencent services." We are not offering cloud services as a separate business. Instead, it is a part of Tencent's entire strategy. Enterprises will be able to get access to all Tencent platforms by using its cloud services," Ma said.
Which of the following statement is true according to the passage?A.Tencent is offering cloud services as a separate business.
B.Smaller companies fail to build their own data center.
C.Cloud services slightly increased the operating costs.
D.Cloud technology is widely used in every Chinese enterprise.
考题
资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
According to the first two paragraphs, what will banks in Europe be forced to do？A.To keep clients’ data safe.
B.To close down the poor services.
C.To give up their data monopoly.
D.To disclose their sources of profits.
考题
资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
What can be inferred from passage on the effects of PSD2 in the second paragraph？
A.Customers are more likely to enjoy more innovative services.
B.People will no longer go to banks to deposit their money.
C.Service providers do not want to partner with banks.
D.People will receive more pension.
考题
资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
According to paragraph 3, what is the probable reason that privacy concerns about PSD2 are unnecessary？A.Third parties will have to buy fraud insurance.
B.Regulators have come up with promising solutions.
C.Banks' defense against cyber attacks is strong.
D.Third parties will check clients' data monthly.
考题
The city has decided to do away with all the old buildings in its center.A:get rid of
B:setup
C:repair
D:paint
考题
The city has decided to do away with all the old buildings in its center.A:get rid of
B:setup
C:repair
D:paint
考题
A customer’s small heterogeneous enterprise has grown over time to more than 500 client systems， and the administrator cannot add new servers to the management database. Which of the following is the most likely source of the problem？（）A、The management server has reached its size limitation.B、Additional agent licenses must be purchased.C、The CPU and Memory requirements need to be upgraded.D、The default JET database has reached its size limitation.
考题
A customer needs a remote data copy， data migration， and off-site backup solution. The solution cannot impact application performance. The sites are over continental distances. Which characteristic of DS8700 Global Mirror makes it a good fit for this customer（）A、it provides synchronous mirroring on both sidesB、it can be implemented withoutFlashCopy volumes at the target siteC、with Global Mirror， the Metro Mirror functions can be used over continental distancesD、it has almost no impact on application performance because of its extremely short andadjustable coordination time
考题
单选题A squeeze-grip type carbon dioxide portable fire extinguisher has been partially discharged. It should be（）.A
replaced in its proper location if weight loss is no more than 15%B
replaced in its proper location if weight loss is no more than 25%C
labeled empty and recharged as soon as possibleD
labeled empty and replaced in its proper location regardless of weight
考题
单选题Which statements are true， given the code new FileOutputStream（"data"， true） for creating an object of class FileOutputStream？（）A
FileOutputStream has no constructors matching the given arguments.B
An IOExeception will be thrown if a file named data already exists.C
An IOExeception will be thrown if a file named data does not already exist.D
If a file named data exists， its contents will be reset and overwritten.E
If a file named data exists， output will be appended to its current contents.
考题
单选题A customer needs a remote data copy， data migration， and off-site backup solution. The solution cannot impact application performance. The sites are over continental distances. Which characteristic of DS8700 Global Mirror makes it a good fit for this customer（）A
it provides synchronous mirroring on both sidesB
it can be implemented withoutFlashCopy volumes at the target siteC
with Global Mirror， the Metro Mirror functions can be used over continental distancesD
it has almost no impact on application performance because of its extremely short and adjustable coordination time
考题
单选题When a dog has received effective obedience training, its owner _____.A
can give the dog more rewardsB
will enjoy a better family lifeC
can give the dog more freedomD
will have more confidence in himself
考题
单选题A squeeze-grip type carbon dioxide portable fire extinguisher has been partially discharged. It should be（）.A
labeled empty and recharged as soon as possibleB
replaced in its proper location if weight loss is no more than 25%C
replaced in its proper location regardless of weightD
replaced in its proper location if weight loss is no more than 15%
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