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请根据下列材料写一篇150词左右的英语短文。 At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. If you are a college student, will you also use the credit card?
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解析：
本题是针对大学生使用信用卡的普遍现象，要求阐述自己的看法。
1．摆出自己的观点：不支持大学生申办信用卡。
2．详细阐述原因。
（1）信用卡可以透支，导致很多学生无形中消费增多（overdrawing makes more consume）。
（2）消费增多的同时加重了父母的经济负担（parents' financial burden becomes heavier）。
（3）摆正消费观念，大学生不必要使用信用卡（It is not necessary to use credit cards…）。
3．总结观点：大学生应以学业为重，要树立正确的消费观，尽量减轻家长的经济负担。
1．摆出自己的观点：不支持大学生申办信用卡。
2．详细阐述原因。
（1）信用卡可以透支，导致很多学生无形中消费增多（overdrawing makes more consume）。
（2）消费增多的同时加重了父母的经济负担（parents' financial burden becomes heavier）。
（3）摆正消费观念，大学生不必要使用信用卡（It is not necessary to use credit cards…）。
3．总结观点：大学生应以学业为重，要树立正确的消费观，尽量减轻家长的经济负担。
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