银行招聘考试 2021_10_07 每日一练
科研机构对一首非常流行的歌曲进行了研究，发现它以3.6秒为一个周期将五个音节重复4次，而整首歌中五个音节的核心节奏重复了100次以上，这样的节拍和人在慢跑半小时后的心率几乎同步——这也正是人感觉最为兴奋的瞬问。这一说法，解释了为什么大多数人都会不自觉地跟着这首歌摇晃身体的原因。而另一个激发人们生理反应的元素则是其朗朗上口的旋律和节奏。科学研究发现。当一个人对一段音乐的旋律和节奏产生共鸣时。这段音乐就会在其脑中不断重复，科学界把这称为“耳虫”现象。虽然引发“耳虫”现象的音乐因人而异。但显然“耳虫”更偏爱那些容易上口的作品。
这段文字主要介绍的是( )。
这段文字主要介绍的是( )。
A.流行歌曲之所以流行的生理学依据
B.影响音乐流行程度的决定因素
C.“耳虫”现象的成因及表现形式
D.音乐节奏和人的心率之间的内在联系
B.影响音乐流行程度的决定因素
C.“耳虫”现象的成因及表现形式
D.音乐节奏和人的心率之间的内在联系
资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
If you fall into either of these categories，it’s smart to focus on raising your credit scores.
If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.
The solution（s） for Bad-credit could be______.
Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
If you fall into either of these categories，it’s smart to focus on raising your credit scores.
If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.
The solution（s） for Bad-credit could be______.
A.having accounts sent to collections.
B.looking for a no-credit credit card.
C.paying down the balance.
D.closing your credit accounts.
B.looking for a no-credit credit card.
C.paying down the balance.
D.closing your credit accounts.
已满15周岁但不满16周岁的中学生甲，先后唆使已满18周岁的乙骗取他人财产6000元和抢劫他人财产5000元，则甲的行为（）
A.不构成犯罪
B.构成诈骗罪
C.构成抢劫罪
D.同时构成诈骗罪和抢劫罪
B.构成诈骗罪
C.构成抢劫罪
D.同时构成诈骗罪和抢劫罪
运用（ ）进行管理的实质，是以满足人们基本的社会心理上的需要，达到调动人们的工作积极性、促进社会主义现代化事业的发展为目的的。
A.行政方法 B.经济方法
C.社会心理方法 D.数学方法
A.行政方法 B.经济方法
C.社会心理方法 D.数学方法
He wanted to sleep，but no sooner—__________his eyes than the desire to sleep left him．
A.had he closed
B.he had closed
C.did he cloze
D.he closed
B.he had closed
C.did he cloze
D.he closed
在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。
根据上述材料，回答以下问题：
实现银行人力资源管理的科学化，需要改革人事制度，建立激励约束机制，具体包 括（ ）。
A.建立银行行员制
B.实行全员劳动合同制
C.专业技术职务管理
D.加强思想政治工作
根据上述材料，回答以下问题：
实现银行人力资源管理的科学化，需要改革人事制度，建立激励约束机制，具体包 括（ ）。
A.建立银行行员制
B.实行全员劳动合同制
C.专业技术职务管理
D.加强思想政治工作
在处理投诉时，银行相关从业人员要懂得哪些礼仪?
根据上表所列数据，下列说法错误的是（ ）。
A．中央电视台只播自办节目
B．地方电视台播自办节目的时间占总播出时间的70%以上
C．地方电视台2004年全年平均每套节目播出自办教育节目0.213小时
D．地方无线广播电台2004年平均每天每套节目播出自办教育节目0.446小时
B．地方电视台播自办节目的时间占总播出时间的70%以上
C．地方电视台2004年全年平均每套节目播出自办教育节目0.213小时
D．地方无线广播电台2004年平均每天每套节目播出自办教育节目0.446小时
在社会主义市场经济条件下，我国宏观经济调控的主要手段是行政手段。 （ ）