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练习10  Today’s wealthy parents perhaps realize their riches can be more of a heavy load than a happiness to their children. So the first thing for them to consider is to ensure that their families are as rich in love as they are in money.

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考题 AMany children feel that the most important people in their lives are their friends.They be- lieve that their family members don-t know them as well as their friends. In large families, it is quite often for brothers and sisters to fight with each other and then they can only go to their friends for some ideas.It is very important for children to have one or more good friends.Even when they are not with their friends, they usually spend a lot of time talking on the phone with their friends.This communication is very important to children’s growth, because friends can discuss some-thing, but it's difficult to discuss it with family members. However, most parents like to choose friends for their children Some parents even don-t allow their children to meet their good friends.Who chooses your friends? What do your parents think of your friends?Your answers are welcome.( )21. Many children think ________ can understand them better.A. friendsB. brothersC. teachersD. parents

考题 EXTENDED FAMILY In an extended family, all the people share one household. Apart from parents and children, there may be other family members grandparents, aunts, uncles, cousins, etc. That is to say, a large family may have more than two generations, and often there are more than two adults from different generations of a family. The family members live together for many reasons. They may help to bring up children or to take care of an ill relative. They may also help with saving money. Sometimes children are brought up by their grandparents, for their parents have died or can never take care of them. Many grandparents look after the children,particularly when both parents are busy working. This large family is called extended family. It can be found all over the world. The number of these families has increased by 40 percent in the past ten years. Most of such families live happily together.1. In an extended family, people live in different houses.()2. An extend family includes at least three generations.()3.In an extended family, children are looked after by their grandparents because their parents are traveling around.()4. Extended families can be found all over the world.()5. Children can live happily with their parents and grandparents.()

考题 In the past, American families tended to be quite large. Parents raising five or more children were common. Over the years, the size of the family is becoming smaller. One reason for this is an increase in the cost of living.Generally children attend schools for more years than they used to, making them financially dependent on their families longer. Moreover, children nowadays are better dressed and have more money to spend on entertainment. The parents are usually responsible for all the expenses. And families are less close than they used to be. More and more American mothers work away from home. The break-up of the family appears when the parents divorce.A lot of children in the U. S. live part of their young lives with only one parent. Children grow up feeling unsettled as they are moved between their parents. Single parents often marry other single parents. In this type of family, unrelated children are forced to develop brother or sister relationship.The situations of many American families today are not good. However, recent signs show that things are getting better. The divorce rate is declining(降低). Perhaps Americans have learned how important families are.21. In the past, American families tended to be().A. quite smallB. medium sizedC. quite large22. To parents who take the responsibility for childrens expenses, the cost of living increases because().A. children attend school for more yearsB. children are better dressed and spend more money on entertainmentC. all of the above23. Children whose parents divorced always feel unsettled because().A. they are moved between their parentsB. they are forced to develop brother or sister relationshipC. they have little money to spend24. According to the author, the situations of American families in the future may().A. get betterB. remain the sameC. become worse25. The title of the article might be() .A. American ChildrenB. American FamiliesC. American Parents

考题 Today, because of industrialization, a typical family will be required to move even more often than now, ____ families will be even smaller.A: becauseB: asC: sinceD: so

考题 () is when people are focused on the present or past and consider them more important than the future. They care more about immediate gratification than long-term fulfillment.

考题 When you're teenager(青少年) it seems that every time you say "l want to... ",your par-ents answer," No,you can' t. "Young people further complain that their parents do not (11) them. When something goes(12) ,most parents just don't believe in their children.(13) asking why,they think their kids are wrong. And not many parents allow their kids to choose for themselves.Yes,(14) is true that your parents sometimes treat you as a little could. But remember that not long ago you were really a child. Your parents still remember the childish (15) you used to make. They want to protect you (16) you don-t want them to do so.So,if you want to get(17 freedom(自由),please try to understand you don-t lie to them.Try a more friendly way.lf you want them to (18) you to stay out late,don't just say "All (19) kids can stay out late. Tell them as much as you can about what you want to do and where you’ll be and (20) it,s important for you to stay out late. Then they just might say "yes .( )11.A. enjoyB. preferC. understandD. decide

考题 D)用方框中所给单词的适当形式填空,每词,限用一次。(10分)or win education more if help on first realize everythingParents,especially those of teenagers,care about their children's education more than anything else.They would do (1 6) for their children.Many of them spend most of their spare time (17) their children with their studies.If they have no time or cannot do it them selves,they would hire family teachers (18) send their children to after class schools.It seems as if a better (19) is all that parents expect for children.How can we explain the present situation? First of all,many parents have (20) that future success depends more and more (21) skills and education Secondly,in a competitive (竞争的)society there are both losers and 22) .Those who have better skills and more knowledge will enjoy (23) 0pportunities.Certainly,it is important to learn to succeed,but the (24) thing to learn is how to sur-vive(生存)and how to be a qualified citizen(合格的公民).(25) this is included in good education,the children will surely have a bright future and be healthy.n body and mind.16.________

考题 共用题干 第二篇The Privileged ChildrenLife really should be one long journey of joy for children who are born with a world of wealth at their tiny feet.But experts on psychological research now believe that silver spoons can leave a bitter taste.If suicide statistics are a sign of happiness,then the rich are a miserable lot. Figures show that it is the rich who most often do away with themselves.Dr. Robert Coles,an internationally famous doctor,is the world's top expert on the influence of money on children.He has written a well-received book on the subject,The Privileged Ones,and his research shows that too much money in the family can cause as many problems as too little."Ohviously there are certain advantages to being rich,"says the 53-year-old doctor,"such as better health,education and future work expectations.But most important is the quality of family life. Money can't buy love."It can buy a lot of other things,though,and that's where the trouble starts.Rich kjds have so much to choose from that they often become confused.Their parents' over favoring can make them spoiled.They tend to travel more than other children,from home to home and country to country, which often makes them feel restless."But privileged children do have a better sense of their positions in the world,"adds Mr Coles, "and they are more self-assured."Today's rich parents perhaps have realized that their riches can be more of a burden than a favor to their children.So their priority is to ensure that their families are as rich in love as they are in money.According to the passage,children of rich families_______.A:enjoy traveling B:can buy loveC:usually commit suicide D:are not always happy

考题 共用题干 第二篇The Privileged ChildrenLife really should be one long journey of joy for children who are born with a world of wealth at their tiny feet.But experts on psychological research now believe that silver spoons can leave a bitter taste.If suicide statistics are a sign of happiness,then the rich are a miserable lot. Figures show that it is the rich who most often do away with themselves.Dr. Robert Coles,an internationally famous doctor,is the world's top expert on the influence of money on children.He has written a well-received book on the subject,The Privileged Ones,and his research shows that too much money in the family can cause as many problems as too little."Ohviously there are certain advantages to being rich,"says the 53-year-old doctor,"such as better health,education and future work expectations.But most important is the quality of family life. Money can't buy love."It can buy a lot of other things,though,and that's where the trouble starts.Rich kjds have so much to choose from that they often become confused.Their parents' over favoring can make them spoiled.They tend to travel more than other children,from home to home and country to country, which often makes them feel restless."But privileged children do have a better sense of their positions in the world,"adds Mr Coles, "and they are more self-assured."Today's rich parents perhaps have realized that their riches can be more of a burden than a favor to their children.So their priority is to ensure that their families are as rich in love as they are in money.This article is written mainly to tell readers that_________.A:the rich are more likely to do away with themselvesB:money can bring a lot of things,including loveC:life is always happy for children of rich parentsD:rich parents should realize what important in the family is love rather than money

考题 共用题干 第二篇The Privileged ChildrenLife really should be one long journey of joy for children who are born with a world of wealth at their tiny feet.But experts on psychological research now believe that silver spoons can leave a bitter taste.If suicide statistics are a sign of happiness,then the rich are a miserable lot. Figures show that it is the rich who most often do away with themselves.Dr. Robert Coles,an internationally famous doctor,is the world's top expert on the influence of money on children.He has written a well-received book on the subject,The Privileged Ones,and his research shows that too much money in the family can cause as many problems as too little."Ohviously there are certain advantages to being rich,"says the 53-year-old doctor,"such as better health,education and future work expectations.But most important is the quality of family life. Money can't buy love."It can buy a lot of other things,though,and that's where the trouble starts.Rich kjds have so much to choose from that they often become confused.Their parents' over favoring can make them spoiled.They tend to travel more than other children,from home to home and country to country, which often makes them feel restless."But privileged children do have a better sense of their positions in the world,"adds Mr Coles, "and they are more self-assured."Today's rich parents perhaps have realized that their riches can be more of a burden than a favor to their children.So their priority is to ensure that their families are as rich in love as they are in money.Which of the following statements is not true according to the passage?A:It is love that is always lacking in rich and poor families alike.B:Silver spoons can sometimes leave a bitter taste.C:Money can't buy everything.D:Rich children are often confused because they have so much to choose from.

考题 共用题干 第二篇The Privileged ChildrenLife really should be one long journey of joy for children who are born with a world of wealth at their tiny feet.But experts on psychological research now believe that silver spoons can leave a bitter taste.If suicide statistics are a sign of happiness,then the rich are a miserable lot. Figures show that it is the rich who most often do away with themselves.Dr. Robert Coles,an internationally famous doctor,is the world's top expert on the influence of money on children.He has written a well-received book on the subject,The Privileged Ones,and his research shows that too much money in the family can cause as many problems as too little."Ohviously there are certain advantages to being rich,"says the 53-year-old doctor,"such as better health,education and future work expectations.But most important is the quality of family life. Money can't buy love."It can buy a lot of other things,though,and that's where the trouble starts.Rich kjds have so much to choose from that they often become confused.Their parents' over favoring can make them spoiled.They tend to travel more than other children,from home to home and country to country, which often makes them feel restless."But privileged children do have a better sense of their positions in the world,"adds Mr Coles, "and they are more self-assured."Today's rich parents perhaps have realized that their riches can be more of a burden than a favor to their children.So their priority is to ensure that their families are as rich in love as they are in money.The expression"silver spoons"in Paragraph 1 means_________.A:very expensive spoons B:rich peopleC:wealth D:spoons made of silver

考题 共用题干 第二篇The Privileged ChildrenLife really should be one long journey of joy for children who are born with a world of wealth at their tiny feet.But experts on psychological research now believe that silver spoons can leave a bitter taste.If suicide statistics are a sign of happiness,then the rich are a miserable lot. Figures show that it is the rich who most often do away with themselves.Dr. Robert Coles,an internationally famous doctor,is the world's top expert on the influence of money on children.He has written a well-received book on the subject,The Privileged Ones,and his research shows that too much money in the family can cause as many problems as too little."Ohviously there are certain advantages to being rich,"says the 53-year-old doctor,"such as better health,education and future work expectations.But most important is the quality of family life. Money can't buy love."It can buy a lot of other things,though,and that's where the trouble starts.Rich kjds have so much to choose from that they often become confused.Their parents' over favoring can make them spoiled.They tend to travel more than other children,from home to home and country to country, which often makes them feel restless."But privileged children do have a better sense of their positions in the world,"adds Mr Coles, "and they are more self-assured."Today's rich parents perhaps have realized that their riches can be more of a burden than a favor to their children.So their priority is to ensure that their families are as rich in love as they are in money.Dr. Robert Coles believes that________.A:being rich has as many advantages as being poorB:rich children often get too little entertainmentC:rich children sometimes can't enjoy the thing they are most in need ofD:rich children aren't given enough things

考题 共用题干 The Differences Among Various Types of AdoptionIn the US,there is a difference between public and private adoption.Public adoption typically involves taking _________ (51) foster(收养的)children and then adopting them after several months.It's significantly less expensive than private or international adoption,but more often than not_______(52)adopting children who are older than 5 or who have_______(53)needs.Private adoptions offer a better chance of adopting newborns,and increasingly,birth parents _______(54)the adoptive parents themselves.That's not a bad idea on its face,as it gives biological parents_______ (55)say in whom they will relinquish(放弃)their children. But this effectively puts_______(56)parents in the position of advertising themselves to birth parents in newspapers and online,_______(57)many couples feel uncomfortable with.Most states allow birth parents to reclaim their children_______(58)the children have been placed with adoptive families,for time periods ranging from a few days in some states to several months in others.Critics of international adoption say this rarely happens.They are only_______ (59)right:it's true that American birth parents don't usually reclaim their children once they've been placed with their adoptive families,but they can and do_______(60)their minds before the papers are signed.International adoption is more expensive than any form of domestic adoption,but in many ways, it is also more straightforward.The_______(61)of a birth parent calling the adoption_______ (62)are effectively zero and while costs are high,they're also determined at the_______(63) and tend not to change as the_______(64)wears on.Couples seeking to adopt should consider all_______(65)and get a range of perspectives before deciding which method is best for them._________(60)A:make B:putC:change D:set

考题 Children for whom school has no point Many children do not go to school either because their parents want them at home as carers for siblings,or simply because their parents cannot be bothered to send them.Thousands more are not registered at any school at all,because of their families'unstable lives. Underlying this dreadful situation there are two central truths.First of all,the problem of children not going to school often has more to do with their parents than with the children themselves.Secondly,once children go to school,we need to make sure that the experience is a positive one so that they want to keep on going. In Britain,the Ministry of Education has introduced a complex package of sticks and carrots to persuade Schools to bring truants'and excluded children back into the classroom.It is paying grants so that a thousand schools can set up special units to help these children.Schools receive the grant if they bring a target number of children back to school;if they do not meet the target,the grant is withdrawn. Parents are the subject of this campaign,too:the Home Office has introduced fines for parents who fail to send their children to school,and has given the police power to pick up truants on the streets. Truant=a child who does not go to school when he or she should. The Home Office__.A.has given powers to the police to pick up parents B.will give money to parents to send children to school C.will go to the family and persuade parents and their children D.will punish parents who fail to send their children to school

考题 Children for whom school has no point Many children do not go to school either because their parents want them at home as carers for siblings,or simply because their parents cannot be bothered to send them.Thousands more are not registered at any school at all,because of their families'unstable lives. Underlying this dreadful situation there are two central truths.First of all,the problem of children not going to school often has more to do with their parents than with the children themselves.Secondly,once children go to school,we need to make sure that the experience is a positive one so that they want to keep on going. In Britain,the Ministry of Education has introduced a complex package of sticks and carrots to persuade Schools to bring truants'and excluded children back into the classroom.It is paying grants so that a thousand schools can set up special units to help these children.Schools receive the grant if they bring a target number of children back to school;if they do not meet the target,the grant is withdrawn. Parents are the subject of this campaign,too:the Home Office has introduced fines for parents who fail to send their children to school,and has given the police power to pick up truants on the streets. Truant=a child who does not go to school when he or she should. The Ministry of Education will take away a school's grant if__.A.they do not reach their objectives B.they do not contact parents C.children escape from school D.they meet their targets

考题 Children for whom school has no point Many children do not go to school either because their parents want them at home as carers for siblings,or simply because their parents cannot be bothered to send them.Thousands more are not registered at any school at all,because of their families'unstable lives. Underlying this dreadful situation there are two central truths.First of all,the problem of children not going to school often has more to do with their parents than with the children themselves.Secondly,once children go to school,we need to make sure that the experience is a positive one so that they want to keep on going. In Britain,the Ministry of Education has introduced a complex package of sticks and carrots to persuade Schools to bring truants'and excluded children back into the classroom.It is paying grants so that a thousand schools can set up special units to help these children.Schools receive the grant if they bring a target number of children back to school;if they do not meet the target,the grant is withdrawn. Parents are the subject of this campaign,too:the Home Office has introduced fines for parents who fail to send their children to school,and has given the police power to pick up truants on the streets. Truant=a child who does not go to school when he or she should. According to the text,there are thousands of children who__.A.run away from school B.live in stable families C.are not registered at any school D.stay at home doing the housework

考题 Children for whom school has no point Many children do not go to school either because their parents want them at home as carers for siblings,or simply because their parents cannot be bothered to send them.Thousands more are not registered at any school at all,because of their families'unstable lives. Underlying this dreadful situation there are two central truths.First of all,the problem of children not going to school often has more to do with their parents than with the children themselves.Secondly,once children go to school,we need to make sure that the experience is a positive one so that they want to keep on going. In Britain,the Ministry of Education has introduced a complex package of sticks and carrots to persuade Schools to bring truants'and excluded children back into the classroom.It is paying grants so that a thousand schools can set up special units to help these children.Schools receive the grant if they bring a target number of children back to school;if they do not meet the target,the grant is withdrawn. Parents are the subject of this campaign,too:the Home Office has introduced fines for parents who fail to send their children to school,and has given the police power to pick up truants on the streets. Truant=a child who does not go to school when he or she should. Part of the problem is__.A.that people feel very emotional B.that parents worry their children at school C.that these children think education is a waste of time D.that there are not enough police to pick up truants on the streets

考题 共用题干 The Sandwich GenerationToday people often look forward to their middle age as a time when they will be able to take things easier. After their children are grown,they expect to enjoy the life they have worked hard to create.______(46) In middle age,many people discover that they have two ongoing responsibilities:one is to look after their aging parents,and the other is to help their young adult children deal with the pressures of life.Around the world, there are millions of people who are"sandwiched"in between the older and the younger generations.Sometimes there may be two or three generations living in the same household-a situation that is common in many Asian countries and in some parts of Europe.In other cases,a couple may be taking care of parents and children,but they do not live with them.There are two important reasons for the rise of the sandwich generation.First,people are living longer than they used to.In the early nineteenth century , the average life expectancy(预期寿命)for adalts in the United States,for example,was about 40,whereas today people live to an average age of 75.______(47)The second reason is that these days,young adults often live with their parents for a longer time than they did in the past.This is often for financial reasons.It's also more common for today's young adults to return home during or after college if they need financial or emotional support.______(48)They may have to cover expenses that their parents cannot.They may have to manage their parents'financial and legel affairs.They may have to prepare for their parents'future needs,such as special medical care or a move to a nursing home.This can be a traumatic(使人不快的)experience for everyone.Caring for adalt children presents challenges as well,and caregivers have to resolve important questions: How can financial responsibilities be shared among members of the household? How can household chores be shared? What is the best way to ensure everyone's privacy?______(49)The financial and emotional pressures on the sandwich generation can be overwhelming.However,this time in life also has its rewards.______(50)It can also provide a valuable opportunity to spend more time with them.However,in order to survive this difficult period in their lives,the members of the sandwich generation must remember that they also need to pay attention to their own needs and look after the quality of their own lives.They can't be totally seffless.______(47)A:Successfully coping with these issues can avoid a lot of stress for the whole family.B:Therefore,children are taking care of their parents over a longer period of time.C:People who take care of elderly parents often face difficult issues.D:Young adults feel sandwiched between their financial responsibilities and their desire to enjoy life.E:However,the reality is often very different.F:It can be a time to rediscover the special qualities of one's parents or children.

考题 共用题干 The Sandwich GenerationToday people often look forward to their middle age as a time when they will be able to take things easier. After their children are grown,they expect to enjoy the life they have worked hard to create .However,the reality is often very different. In middle age,many people discover that they have two ongoing responsibilities:one is to look after their aging parents,and the other is to help their young adult children deal with the pressures of life.Around the world,there are mil-lions of people who are“sandwiched”in between the older and the younger generations.Some-times there may be two or three generations living in the same household-a situation that is corn-mon in many Asian countries and in some parts of Europe .In other cases,a couple may be taking care of parents and children,but they do not live with them.There are two important reasons for the rise of the sandwich generation.First,people are liv-ing longer than they used to.In the early nineteenth century,the average life expectancy for adults in the United States,for example,was about 40,whereas today people live to an average age of 75 .Therefore,children are taking care of their parents over a longer period of time.The see-ond reason is that these days,young adults often live with their parents for a longer time than they did in the past. This is often for financial reasons.It's also more common for today's young adults to return home during or after college if they need financial or emotional support.Young adults feel sandwiched between their financial responsibilities and their desire to enjoy life .They may have to cover expenses that their parents cannot.They may have to manage their parents' financial and legal affairs.They may have to prepare for their parents' future needs,such as special medical care or a move to a nursing home. This can be a traumatic(长期困扰的)ex-perience for everyone.Caring for adult children presents challenges as well,and caregivers have to resolve important questions:How can financial responsibilities be shared among members of the household?How can household chores be shared?What is the best way to ensure everyone's privacy?Successfully cop-ing with these issues can avoid a lot of stress for the whole family.The financial and emotional pressures on the sandwich generation can be overwhelming. However,this time in life also has its rewards.It can be a time to rediscover the special qualities of one's parents or children.It can also provide a valuable opportunity to spend more time with them. However,in order to survive this difficult period in their lives,the members of the sand-wich generation must remember that they also need to pay attention to their own needs and look af-ter the quality of their own lives.They can't be totally selfless.To survive the difficult period in their lives,the sandwich generation need to_____.A: be totally selflessB:.consider their own well-beingC: value the time spent with their parentsD: rediscover the merits of their children

考题 单选题The first and most important thing parents should do to help their children is _____.A to provide them with a safer environmentB to lower their expectations for themC to get them more involved sociallyD to set a good model for them to follow

考题 单选题It can be concluded from the passage that ______.A large families may be considered as a heavy burden by the rural poorB the actions of national and international power brokers have an important effect upon the decision made by the rural poorC the actions of those with the highest fertility, the rural poor, ultimately determine the rate of population growthD having large families had more advantages than disadvantages in those poor areas

考题 问答题Practice 7  (1) Today’s wealthy parents perhaps realize their riches can be more of a heavy load than a happiness to their children. (2) So the first thing for them to consider is to ensure that their families are as rich in love as they are in money.

考题 单选题The sentence in the sixth paragraph “You don’t get it, and you never will” implies that______.A the teenagers think that their parents will never understand them.B it’s teenagers’ excuse to disguise their vulnerability of being under custody.C the generation gap can not be shortened despite their parents’ efforts.D the parents do not necessarily force into the world of their children.

考题 单选题Which of the following best expresses the main idea of the passage?A The extra increase in benefit rates for families with young children is more important than other issues.B To reduce poverty, the most important thing is to lower unemployment.C To narrow the gap between rich and poor, the benefit rates should be raised higher than inflation rate.D The government’s welfare reform programme has met strong criticism and opposition.

考题 单选题I strongly believe that understanding is more important than love, especially when it comes to parenting and intimate relationships. As a psychologist for more than twenty years I can tell you that I have never had an adult looking back at her childhood and complaining that her parents were too understanding. And similarly, I have met many divorced people who still love each other but yet they never really understood each other. The painful reality is that love is just not enough. I"ll admit that there are people who I love and who I still need to better understand. I hope I"ll continue my work to understand them. The willingness to understand is very important. It is not always easy, but healthy love is strengthened by the willingness to understand. Love without understanding will wilt like flowers without water. Our egos are what seem to get in the way of understanding those who we love and care about. Often it is our need to be right that makes what others think and feel so wrong for us. I have certainly been quite guilty of this in some of my relationships. As I have written repeatedly in my books, empathy, is truly the emotional glue that holds all close relationships together. Empathy allows us to slow down and try to walk in the shoes of those we love. The deeper our empathy, the deeper—and healthier—our love. Not all relationships are meant to be. Yet all relationships that are meant to flourish in a healthy way, must stress understanding just as much, if not more, than love.Which of the following statements is true according to the passageA Understanding is more important to parenting relationship than to other intimate relationships.B Understanding is less important than love as far as marriage is concerned.C Understanding is more important than love to some degree.D Understanding is more often neglected in parenting relationship.

考题 问答题[A] Trends  [B] Models  [C] Self-care  [D] Decisions  [E] Conflicts  [F] Self-preservation  [G] Spell it out  Keith Hewson, a 29-year-old airline pilot, hadn’t planned to live with his in-laws after he got married. But he quickly realized that sharing a three-bedroom Houston townhouse with his wife’s parents, who offered to let them live there rent free, would allow him and his wife, Katy, to pay off their student loans and credit card debt and save for a house of their own.  Hewson is part of a generation that is benefiting from the generosity of its parents, who are approaching retirement or already retired. Almost 4 in 10 adults age 60 or older give money to their adult children, while only about 12 percent get financial help from their kids, according to the Pew Research Center.  1. ____________________  High housing prices, the rising cost of higher education, and the relative affluence of the older generation are among the factors driving the tendency, which experts expect to become more pronounced as more baby boomers enter their golden years over the next two decades. Indeed, the annual cost of a public four-year college has more than doubled over the past 20 years, and housing prices over the same period have more than tripled on average. That has provided more wealth to boomer homeowners while at the same time making it harder for their kids to buy first homes. “It’s just more and more important for kids to get this kind of help,” Coontz says, noting that families unable to give cash often provide non-monetary help, such as offering to baby-sit their grandchildren or allowing adult children to move in with them.  2. ____________________  But depending on retired parents can also create family tension. “It’s embarrassing,” says Sharon Davey, a single mother of two young daughters in Merrimack, N. H. Since her divorce about four years ago, she has been relying on her mother’s help. “It makes me feel like a little kid, and I’m 46 years old ... Obviously, I’m extremely thankful and appreciate that she helped me when I don’t know what I would have done, but it’s a hard pill to swallow.” Eileen Gallo, a psychotherapist and coauthor of The Financially Intelligent Parent, recommends that parents ask themselves if giving money makes an adult child more or less independent. Her husband and coauthor, Jon Gallo, warns that dependence can breed tension: “If you continue to have to be rescued by your parents, you start to resent your parents.”  3. ____________________  When considering making loans or gifts, experts warn that parents should first protect themselves from financial distress. An Ameriprise Financial survey found that many baby boomers didn’t realize how much the help they were providing was cutting into their own retirement savings. About 30 percent of baby boomers said the money they gave to their adult children negatively affected their own retirement savings, but most were unaware of the impact it was having.  4. ____________________  If parents do decide to give money, the Gallos recommend discussing the details in advance, including whether the money comes with any strings attached. For example, if money is earmarked for a car, can it be any type of car? If the money is a loan, when does it need to be repaid, and at what interest rate? New companies, such as Virgin Money, allow family members as well as friends to lend each other money through a more formal arrangement, which includes automatic monthly payments and deposits.  5. ____________________  Parents may want to consider the example they’re setting. Frank Furstenberg, professor of sociology at the University of Pennsylvania, says young adults today may watch their parents providing so much support for so long—and be wary of becoming parents themselves. And that, of course, would be very bad news for boomers who aspire to become grandparents.(此文选自U.S. News World Report 2007年刊)

考题 问答题练习1  Parents in China are always trying to help their children, even to make the most important decision for them, regardless of what the children really want, because parents believe it’s all for the benefit of their children. This has led to the result that the children’s growth and education tend to give way to their parents’ wishes. Once the parents decide to sign up an after school class for their children in order to increase their chance of being admitted to a good school, they will stick on their decision, even their children have no interest in it at all. In America, however, parents tend to respect their children, especially when making decisions. Perhaps it is commendable that Chinese parents lay much importance on education, but Chinese parents still need to keep the balance between the parents and children in the perspective of education as the American parents do.