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In the case of MT,the remitting bank issues a draft to its customer,and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.
A

B


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考题 听力原文:Under the general rules, once the documents are passed to the remitting bank by the drawer, the bank has an absolute right over the goods through the title documents.(10)A.Once the title documents are entrusted, the goods are at the disposal of the collecting bank.B.The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.C.The title documents are usually issued by the drawee.D.In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.

考题 How can the seller receive immediate payment if the draft is made payable on a future date?A.He can send the draft to the correspondent bank for immediate payment.B.He can present it to the bank against which it is drawn for payment.C.He can ask the buyer to pay the money.D.He can discount the draft at his bank and get money immediately.

考题 What will the buyer do if his bank buys the draft for him?A.He will open a letter of credit.B.He will repay the bank a short-term loan.C.He will buy back the draft.D.He will return the money to the seller.

考题 What will happen if a draft is stamped "accepted" by a bank?A.The bank will sell it as soon as possible to the buyer.B.The draft will become money market funds.C.Dealers will buy it in the domestic market.D.The draft becomes a banker's acceptance and will be sold in the money market.

考题 听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.(4)A.The bank makes profits only from its own money.B.The bank makes profits from not only the deposits but also its own money.C.The bank has special obligation to make profits.D.The bank makes profits by having special obligations to depositors.

考题 听力原文: Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.27. What are banker's acceptances?28.Who is the drawee of the draft mentioned in the passage?29.What should be attached to the draft when it is presented for acceptance?30.How does the bank accept the draft?(27)A.They are drafts issued by a bank on another bank.B.They are a very old form. of commercial credit.C.They are exchange bills discounted by customers.D.They are checks cashed through the ATMs.

考题 听力原文:A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.(4)A.A bank or insurance company issues an advance payment bond.B.A bank or insurance company issues a tender bond.C.A bank or insurance company issues a maintenance bond.D.A bank or insurance company issues a performance bond.

考题 听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.(5)A.The paying bank sends the check to the remitting bank for repayment.B.The remitting bank sends the check to the paying bank for repayment.C.The collecting bank sends the check to the remitting bank for repayment.D.The remitting bank sends the check to the collecting bank for repayment.

考题 听力原文:If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.(7)A.If a remitting bank cannot take proper care in collection, the exporter will do it himself.B.If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.C.If a remitting bank cannot take proper care in collection, it will lose a customer.D.If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.

考题 听力原文:If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.(8)A.The customer should first notify the drawee bank of the loss of his draft.B.The customer should first notify the drawer bank of the loss of his draft.C.The customer should first notify the remitting bank of the loss of his draft.D.The customer should first notify the collecting bank of the loss of his draft.

考题 The remitting bank in the procedure of a collection may not be the collecting bank.A.RightB.WrongC.Doesn't say

考题 Why is the British bank able to offer its customer a banker's draft drawn in dollar?A.Its US correspondent bank prefers to make the payment.B.It will send dollar in cash by airmail.C.It has a dollar account with another bank in an American city where the beneficiary lives.D.Its customer has a dollar account with it.

考题 What will the correspondent bank do in the settlement according to this passage?A.It will make payment in dollars against the banker's draft.B.It will send the draft to the bank in Britain.C.It will issue a documentary credit.D.It will have an agreement with the bank mentioned.

考题 What is the safer and more normal method for the importer's bank to effect the settlement?A.To issue a banker's draft.B.To arrange for payment by mail transfer.C.To make the payment to its correspondent bank.D.To ask the importer to pay the money on his dollar account.

考题 The letter of credit is to be established through the Bank of China, payable _______ draft drawn at 30 days’ sight. A.fromB.byC.forD.to

考题 If the beneficiary does not bank at the bank on whom the draft is drawn, the funds will be treated as ______.A.uncollectedB.unclearedC.unclaimedD.uncommitted

考题 A vessel traveling down a narrow channel,especially if the draft is nearly equal to the depth of the water,may set off the nearer side. This effect is known as ______.A.smelling the bottomB.squattingC.bank suctionD.bank cushion

考题 In the case of MT,the remitting bank issues a draft to its customer,and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.A对B错

考题 W e will present the draft _______acceptance by your bank.A、forB、withC、toD、on

考题 In the case of MT,the remitting bank issues a draft to its customer,and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.

考题 Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by().A、showing the bill of ladingB、signing on the bill of exchangeC、paying in cashD、paying or accepting the bill of exchange

考题 The collecting bank may release the documents against the buyer’s acceptance of a sight draft on documents against acceptance basis. ()

考题 Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except().A、a bill of exchangeB、a kind of shipping documentsC、a billD、a written paying order

考题 单选题Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in()A Seller’s countryB Buyer’s countryC Either A or BD None of the above

考题 单选题在托收业务中,REMITTING BANK是指()A 托收行B 代收行C 提示行D 汇款行

考题 单选题W e will present the draft _______acceptance by your bank.A forB withC toD on

考题 单选题A vessel restricted by its ability to manoeuver by the nature of its work or its deep draft is().A hampered vesselB giving way vesselC vessel not under controlD disabled vessel