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A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment?
A.The account must be either a checking or savings account
B.The institution must be insured by the FSLIC or FDIC
C.The account must be opened by the seaman and maintained in the seaman's name
D.All of the above are requirements
参考答案
更多 “ A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment?A.The account must be either a checking or savings accountB.The institution must be insured by the FSLIC or FDICC.The account must be opened by the seaman and maintained in the seaman's nameD.All of the above are requirements ” 相关考题
考题
Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.(41)A．bankB．financialC．legalD．governmental
考题
听力原文： When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.24. What is the purpose of signing a deposit agreement?25.What does a depositor do with a passbook?26.What is the aim of a small register and a pad of deposit withdrawal forms?(24)A．To follow the bank's rules and regulations.B．To have the right to make full use of the bank's facilities.C．To open an account in the bank.D．To protect the depositor's interest.
考题
A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.A．inform. the issuing bank of the credit which it advises without delayB．endorse the amount negotiated on the reverse of the credit which it advisesC．add his confirmation to the credit which it advisesD．take reasonable care to check the apparent authenticity of the credit which it advises
考题
A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .(41)A．evidenceB．factC．proofD．prove
考题
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.(41)A．receivesB．getsC．chargesD．pays
考题
One important factor that affects the correctness of the results is that_________．A． the old men tested may not have shown such cognitive declineB． people surveyed are all oldC． people taking part in this test came from all over the worldD． women live longer than men
考题
A seaman may not make an allotment to his ______.A.minor childrenB.grandparentsC.brotherD.mother-in-law
考题
A salvor may be _______ the whole or part of the payment due under Salvage Convention to the extent that the salvage operations have become necessary or more difficult because of fault or neglect on his part or if the salvor has been guilty of fraud or other dishonest conduct．A.granted ofB.deprived ofC.awarded ofD.taken away
考题
A salvor ______ the payment due thereunder to the extent that the salvage operations have become necessary or more difficult because of fault or neglect on his part．A.may be deprived of the whole or part ofB.may not be deprived of any part ofC.will only be rewardedD.will not be rewarded any part of
考题
请阅读短文，完成此题。
What should you think about in trying to find your career? You are probably better at some school subjects than others. These may show strengths that you can use in your work. A boy who is good at mathematics can use that in an engineering career. A girl who spells well and likes English may be good at office work. So it is important to know the subjects you do well in at school. On the other hand, you may not have any specially strong or weak subjects but your records show a general satisfactory standard. Although not all subjects can be used directly in a job, they may have indirect value. Knowledge of history is not required for most jobs but if history is one of your good subjects you will have learned to remember facts and details. This is an ability that can be useful in many jobs.
Your school may have taught you skills, such as typing or technical drawing, which you can use in your work. You may be good at metal work or cookery and look for a job where you can improve these skills.
If you have had a part-time job on Saturdays or in the summer, think what you gained from it. If nothing else, you may have learned how to get to work on time, to follow instructions and to get on with older workers. You may have learned to give correct change in a shop, for example. Just as important, you may become interested in a particular industry or career you see from the inside in apart-time job. Facing your weak points is also part of knowing yourself. You may be all thumbs when you handle tools; perhaps you are a poor speller or cannot add up a column of figures. It is bitter to face any weaknesses than to pretend they do not exist. Your school record, for instance, may not be too good, yet it is an important part of your background. You should not be apologetic about it but instead recognize that you will have a chance of a fresh start at work.
According to the passage, if a student's school record is not good, he__________.
查看材料
A．will be a complete failure in his future work
B．will not be able to find a suitable job
C．will regret not having worked harder at school
D．may do well in his future work
考题
请阅读短文，完成此题。
What should you think about in trying to find your career? You are probably better at some school subjects than others. These may show strengths that you can use in your work. A boy who is good at mathematics can use that in an engineering career. A girl who spells well and likes English may be good at office work. So it is important to know the subjects you do well in at school. On the other hand, you may not have any specially strong or weak subjects but your records show a general satisfactory standard. Although not all subjects can be used directly in a job, they may have indirect value. Knowledge of history is not required for most jobs but if history is one of your good subjects you will have learned to remember facts and details. This is an ability that can be useful in many jobs.
Your school may have taught you skills, such as typing or technical drawing, which you can use in your work. You may be good at metal work or cookery and look for a job where you can improve these skills.
If you have had a part-time job on Saturdays or in the summer, think what you gained from it. If nothing else, you may have learned how to get to work on time, to follow instructions and to get on with older workers. You may have learned to give correct change in a shop, for example. Just as important, you may become interested in a particular industry or career you see from the inside in apart-time job. Facing your weak points is also part of knowing yourself. You may be all thumbs when you handle tools; perhaps you are a poor speller or cannot add up a column of figures. It is bitter to face any weaknesses than to pretend they do not exist. Your school record, for instance, may not be too good, yet it is an important part of your background. You should not be apologetic about it but instead recognize that you will have a chance of a fresh start at work.
The writer thinks that for a student to have a part-time job is probably__________.
查看材料
A．a waste of time that could have been spent on study
B．useful for his future work
C．a good way to earn extra money
D．a good way to find out his weak points
考题
What should you think about in trying to find your career? You are probably better at some school subjects than others. These may show strengths that you can use in your work. A boy who is good at mathematics can use that in an engineering career. A girl who spells well and likes English may be good at office work. So it is important to know the subjects you do well in at school. On the other hand, you may not have any specially strong or weak subjects but your records show a general satisfactory standard. Although not all subjects can be used directly in a job, they may have indirect value. A knowledge of history is not required for most jobs but if history is one of your good subjects you will have learned to remember facts and details. This is an ability that can be useful in many jobs.
Your school may have taught you skills, such as typing or technical drawing, which you can use in your work. You may be good at metal work or cookery and look for a job where you can improve these skills.
If you have had a part-time job on Saturdays or in the summer, think what you gained from it.
If nothing else, you may have learned how to get to work on time, to follow instructions and to get on with older workers. You may have learned to give correct change in a shop, for example. Just as important, you may become interested in a particular industry or career you see from the inside in a part-time job. Facing your weak points is also part of knowing yourself. You may be all thumbs when you handle tools; perhaps you are a poor speller or cannot add up a column of figures. It is bitter to face any weaknesses than to pretend they do not exist. Your school record, for instance, may not be too good, yet it is an important part of your background. You should not be apologetic about it but instead recognize that you will have a chance of a fresh start at work.
?According to the passage, if a student's school record is not good, he__________.
A.will be a complete failure in his future work
B.will not be able to find a suitable job
C.will regret not having worked harder at school
D.may do well in his future work
考题
What should you think about in trying to find your career? You are probably better at some school subjects than others. These may show strengths that you can use in your work. A boy who is good at mathematics can use that in an engineering career. A girl who spells well and likes English may be good at office work. So it is important to know the subjects you do well in at school. On the other hand, you may not have any specially strong or weak subjects but your records show a general satisfactory standard. Although not all subjects can be used directly in a job, they may have indirect value. A knowledge of history is not required for most jobs but if history is one of your good subjects you will have learned to remember facts and details. This is an ability that can be useful in many jobs.
Your school may have taught you skills, such as typing or technical drawing, which you can use in your work. You may be good at metal work or cookery and look for a job where you can improve these skills.
If you have had a part-time job on Saturdays or in the summer, think what you gained from it.
If nothing else, you may have learned how to get to work on time, to follow instructions and to get on with older workers. You may have learned to give correct change in a shop, for example. Just as important, you may become interested in a particular industry or career you see from the inside in a part-time job. Facing your weak points is also part of knowing yourself. You may be all thumbs when you handle tools; perhaps you are a poor speller or cannot add up a column of figures. It is bitter to face any weaknesses than to pretend they do not exist. Your school record, for instance, may not be too good, yet it is an important part of your background. You should not be apologetic about it but instead recognize that you will have a chance of a fresh start at work.
The writer thinks that for a student 'to have a part-time job is probablyA.a waste of time that could have been spent on study
B.useful for his future work
C.a good way to earn extra money
D.a good way to find out his weak points
考题
What should you think about in trying to find your career? You are probably better at some school subjects than others. These may show strengths that you can use in your work. A boy who is good at mathematics can use that in an engineering career. A girl who spells well and likes English may be good at office work. So it is important to know the subjects you do well in at school. On the other hand, you may not have any specially strong or weak subjects but your records show a general satisfactory standard. Although not all subjects can be used directly in a job, they may have indirect value. A knowledge of history is not required for most jobs but if history is one of your good subjects you will have learned to remember facts and details. This is an ability that can be useful in many jobs.
Your school may have taught you skills, such as typing or technical drawing, which you can use in your work. You may be good at metal work or cookery and look for a job where you can improve these skills.
If you have had a part-time job on Saturdays or in the summer, think what you gained from it.
If nothing else, you may have learned how to get to work on time, to follow instructions and to get on with older workers. You may have learned to give correct change in a shop, for example. Just as important, you may become interested in a particular industry or career you see from the inside in a part-time job. Facing your weak points is also part of knowing yourself. You may be all thumbs when you handle tools; perhaps you are a poor speller or cannot add up a column of figures. It is bitter to face any weaknesses than to pretend they do not exist. Your school record, for instance, may not be too good, yet it is an important part of your background. You should not be apologetic about it but instead recognize that you will have a chance of a fresh start at work.
Which of the following best sums up the first paragraph?A.The importance of doing well at school.
B.Using school performance to help to choose a career.
C.The importance of being good at all subjects.
D.The indirect value of schoolwork.
考题
The retired man donated most of his savings to the school damaged by the earthquake inSichuan Province, __________the students to return to their classrooms.A.enabling
B.having enabled
C.to enable
D.to have enabled
考题
共用题干
第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.If you draw your money before it is due,A:you have to pay interest to the bank.B:you have to close your account.C:you have to open a new account.D:you have to pay a penalty or fee.
考题
根据以下材料，回答
What should you think about in trying tofind your career? You are probably better at some school subjects than others.These may show strengths that you can use in your work. A boy who is good atmathematics can use that in an engineering career. A girl who spells well andlikes English may be good at office work. So it is important to know thesubjects you do well in at school. On the other hand, you may not have anyspecially strong or weak subjects but your records show a general satisfactorystandard. Although not all subjects can be used directly in a job, they mayhave indirect value. A knowledge of history is not required for most jobs butif history is one of your good subjects you will have learned to remember factsand details. This is an ability that can be useful in many jobs.
Your school may have taught you skills,such as typing or technical drawing, which you can use in your work. You may begood at metal work or cookery and look for a job where you can improve theseskills.
If you have had a part-time job onSaturdays or in the summer, think what you gained from it. If nothing else, youmay have learned how to get to work on time, to follow instructions and to geton with older workers. You may have learned to give correct change in a shop,for example. Just as important, you may become interested in a particularindustry or career you see from the inside in a part-time job. Facing your weakpoints is also part of knowing yourself. You may be all thumbs when you handletools; perhaps you are a poor speller or cannot add up a column of figures. Itis bitter to face any weaknesses than to pretend they do not exist. Your schoolrecord, for instance, may not be too good, yet it is an important part of yourbackground. You should not be apologetic about it but instead recognize thatyou will have a chance of a fresh start at work.
According to the passage, if astudent′s school record is not good, he ___________.A.will be a complete failure in his futurework
B.will not be able to find a suitable job
C.will regret not having worked harder atschool
D.may do well in his future work
考题
根据以下材料，回答
What should you think about in trying tofind your career? You are probably better at some school subjects than others.These may show strengths that you can use in your work. A boy who is good atmathematics can use that in an engineering career. A girl who spells well andlikes English may be good at office work. So it is important to know thesubjects you do well in at school. On the other hand, you may not have anyspecially strong or weak subjects but your records show a general satisfactorystandard. Although not all subjects can be used directly in a job, they mayhave indirect value. A knowledge of history is not required for most jobs butif history is one of your good subjects you will have learned to remember factsand details. This is an ability that can be useful in many jobs.
Your school may have taught you skills,such as typing or technical drawing, which you can use in your work. You may begood at metal work or cookery and look for a job where you can improve theseskills.
If you have had a part-time job onSaturdays or in the summer, think what you gained from it. If nothing else, youmay have learned how to get to work on time, to follow instructions and to geton with older workers. You may have learned to give correct change in a shop,for example. Just as important, you may become interested in a particularindustry or career you see from the inside in a part-time job. Facing your weakpoints is also part of knowing yourself. You may be all thumbs when you handletools; perhaps you are a poor speller or cannot add up a column of figures. Itis bitter to face any weaknesses than to pretend they do not exist. Your schoolrecord, for instance, may not be too good, yet it is an important part of yourbackground. You should not be apologetic about it but instead recognize thatyou will have a chance of a fresh start at work.
The writer thinks that for astudent to have a part-time job is probably___________.A.a waste of time that could have beenspent on study
B.useful for his future work
C.a good way to earn extra money
D.a good way to find out his weak points
考题
共用题干
第三篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.If you draw your money before it is due,_______.A:you have to pay interest to the bankB: you have to close your accountC:you have to open a new accountD:you have to pay a penalty or fee
考题
There are approximately 500 （） now in operation in the United States.A、savings banksB、saving bankC、saving banksD、savings bank
考题
单选题Recently, Jim has lost all his_______.A
wage and saving at cardB
wage and savings at cardC
wages and saving at cardD
wages and savings at cards
考题
单选题A seaman may not make an allotment to his（）.A
minor childrenB
grandparentsC
brotherD
mother-in-law
考题
单选题A salvor may be（）the whole or part of the payment due under Salvage Convention to the extent that the salvage operations have become necessary or more difficult because of fault or neglect on his part or if the salvor has been guilty of fraud or other dishonest conduct.A
granted ofB
deprived ofC
awarded ofD
taken away
考题
单选题When you have filled in the form, keep the top part and send _____ part to the bank.A
othersB
otherC
the otherD
the other
考题
单选题A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment? （）A
The account must be either a checking or savings accountB
The institution must be insured by the FSLIC or FDICC
The account must be opened by the seaman and maintained in the seaman's nameD
All of the above are requirements
考题
单选题A seaman dies during a voyage. What is NOT required to be entered into the Official Log? （）A
Statement that the Master has taken custody of the deceased's MMD and passportB
An inventory of the money and propertyC
Statement of the wages dueD
Statement as to the total deductions to be made from the wages
考题
单选题Eve had to pay $5.00 because she wrote a bad check. She should deposite her money before she wrote a check.A
must have deposited B
might have deposited C
could have depositedD
should have deposited
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